Get a Pre-owned Car Loan in Chandigarh with Instant Disbursal
One of the earliest planned cities of India, Chandigarh has evolved into a hotspot of educational opportunities and has experienced an IT boom. Drive through the streets of this well-developed city in your own car with a Pre-owned Car Loan in Chandigarh. Enjoy a loan of up to ₹75 Lakh with flexible EMIs, minimal documentation and instant disbursal. Apply now!
Why Choose Poonawalla Fincorp
Pre-owned Car Loan EMI Calculator
Calculate your monthly repayments using our second-hand car loan EMI calculator. Just enter the loan amount, interest rate, and repayment tenure to get accurate results. Try now!
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for Pre-owned Car Loan in Chandigarh
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about eligibility criteria in detail.
Documents Required for Pre-owned Car Loan in Chandigarh
Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:
- Car Documents
- Identity Proof
- Address Proof
- Income Proof
- Bank Account Statement
Click to know more about the documents required in detail.
Interest Rate and Charges for a Used Car Loan in Chandigarh
Get a used car loan at competitive interest rate and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Cars You Can Buy with a Used Car Loan
- Premium cars
- Sedans
- Hatchbacks
- SUVs
- Electric vehicle
Who Can Get a Pre-owned Car Loan in Chandigarh
- Salaried employees
- Self-employed Individuals
- Firms or companies
Tips for a Successful Pre-owned Car Loan Application
- Decide the loan amount based on your requirements
- Check eligibility criteria
- Keep the necessary paperwork ready
- Thoroughly understand the terms and conditions
- Maintain a credit score of 750 or more
Poonawalla Fincorp Branch Address in Chandigarh
Address: 2nd Floor, SCO 311-312, 35B, Above Canara Bank, Sector-35, Chandigarh, Punjab-160022
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Yes, if you are a salaried individual, you are required to provide your salary account statement for the last 3 months. Firms, companies or self-employed individuals must submit bank statements for the past 6 months.
You can avail of up to ₹75 Lakh for a used car loan from Poonawalla Fincorp. Once you meet the eligibility criteria, you can secure the necessary funds. After considering your credit score and repayment capacity, we will verify your information and documents before providing approval. The loan amount can range from ₹2 Lakh to ₹75 Lakh, according to your needs.
No, we offer second-hand car with zero extra or hidden charges. Any applicable fees or charges are transparently conveyed to you at the very beginning.