Apply for a Pre-owned Car Loan in Chennai Today
Chennai, a cultural hub and the capital of Tamil Nadu, is home to the booming automobile and IT industries. Make your commute in this city convenient with a car of your choice. Access affordability with a Pre-owned Car Loan of up to ₹75 Lakh from Poonawalla Fincorp. Enjoy flexible EMIs, quick approvals, and instant disbursal. Apply now!
Pre-owned Car Loan EMI Calculator
Calculate your monthly repayment obligations with our second-hand car EMI calculator. Enter the loan amount, interest rate, and tenure for instant and accurate results. Try now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car's Value
Quick Approval
Attractive Interest Rate
Zero HiddenCharges
Minimal Documentation
Flexible Repayment Tenure
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about our eligibility criteria in detail.
Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:
- Car Documents
- Identity Proof
- Address Proof
- Income Proof
- Bank Account Statement
Click to know more about the documents required in detail.
Avail of a second-hand car at a competitive interest rate and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Pre-owned sedans
- Hatchbacks
- SUVs
- Premium cars
- Electric cars
- Salaried employees
- Self-employed individuals
- Firms or companies
- Check the eligibility criteria
- Keep the required documents ready
- Understand the terms and conditions
- Maintain a credit score of 750 or above
- Opt for the loan amount needed
- Correct any errors in your credit report
- Offer a larger down payment
- Choose a car within your budget
Address: 2nd Floor, The Oval Tower, Venkata Narayana Road, T.Nagar, Chennai, Tamil Nadu-600017
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Yes, you can avail of a Pre-owned Car Loan of ₹50 Lakh if your credit score is 750 or above. Maintaining a high credit score gives you an advantage. Based on it and your repayment capacity, you can opt and get approval for a loan between ₹2 Lakh and ₹75 Lakh from us.
To get a second-hand car loan, you are required to provide your car registration number and vehicle insurance documents if you’ve already settled on your car of choice. By uploading minimal documentation when prompted, you can quickly complete our application process.
Follow the given tips to get lower interest rates on your Pre-owned Car Loan:
- Build a good credit score
- Choose a shorter tenure
- Offer to pay a higher down payment
- Clear all your existing debts
- Provide proof of sufficient income
- Establish a relationship with the lender as a customer