Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Avail of a Pre-owned Car Loan in Ghaziabad Instantly

Ghaziabad, a city in Uttar Pradesh and part of the National Capital Region (NCR), is known for its temples, modern infrastructure and industries like steel, real estate, etc.  Purchase your own car for a hassle-free commute in this city with a Pre-owned Car Loan of up to ₹75 Lakh from Poonawalla Fincorp. Enjoy competitive rates, a loan of up to 100% of the car’s value and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car’s Value
Attractive
Interest Rate
Online Application
Process
Minimal
Documentation
No Hidden
Charges
Swift
Approval

Pre-owned Car Loan EMI Calculator

Make use of our online EMI calculator to know your monthly repayments. Simply enter the loan amount, interest rate and tenure to view the EMI instantly. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹200000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Ghaziabad

The eligibility criteria for Poonawalla Fincorp’s used car loan depend on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Occupation
  • Experience/Vintage

Click to know more about our eligibility criteria in detail.

 

Documents Required for a Pre-owned Car Loan in Ghaziabad

Upload minimal documents to avail of a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail.

Interest Rate and Charges for a Pre-owned Car Loan in Ghaziabad

We offer a used car loan with competitive interest rates and nominal charges:

Interest Rate
11%* p.a. onwards 
Loan Amount
₹2 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy With a Used Car Loan

  • Hatchbacks 
  • Premium cars 
  • SUVs 
  • Crossovers 
  • Sedans 

Who Can Get a Pre-owned Car Loan in Ghaziabad

  • Companies or Firms 
  • Self-employed Professionals 
  • Salaried Individuals  

Tips for a Successful Second-hand Car Loan Application

  • Fulfil the eligibility criteria 
  • Decide the loan amount based on your requirements 
  • Check your credit score 
  • Keep the required documents ready 
  • Avoid multiple loan applications within short durations 

Poonawalla Fincorp Branch Address in Ghaziabad

Poonawalla Fincorp Limited

Address: Office No. 2nd Floor, DK Chopra Tower, Plot No. 05, Sector No. 14, Kaushambi, Near Yasodha Hospital, Ghaziabad, Uttar Pradesh-201010

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What KYC documents should self-employed individuals submit for a used car loan?

Self-employed professionals should submit just a few documents to apply for Poonawalla Fincorp's second-hand car loan: 

  • Voter ID Card 
  • Aadhaar Card 
  • PAN Card 
  • Passport 
What is the minimum interest rate for Poonawalla Fincorp's used car loan?

The minimum interest rate offered for our used car loan is 11%* p.a. The final interest rate offered for your second-hand car loan depends on your credit score, market value and condition of the car, repayment capacity, etc. 

 

How do I calculate the EMIs for a used car loan?

You can calculate the EMI for Poonawalla Fincorp's used car loan using this formula: 

E = [P x R x (1+R) N] / [(1+R) (N-1)] 

Where, 

P = principal loan amount 

R = rate of interest (monthly) 

N = number of monthly instalments (tenure) 

Alternatively, you can use our Pre-owned Car Loan EMI calculator to know your EMIs instantly.