Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Get a Quick Pre-owned Car Loan in Aligarh

Discover a smarter way to own your dream car in Aligarh, a city steeped in history, academia, and culture. Poonawalla Fincorp's Pre-owned Car Loan in Aligarh is designed to help you drive into a brighter future with ease. We offer competitive interest rates, a high LTV ratio, and instant loan approvals.

Why Choose Poonawalla Fincorp

Up to 100%
of Car’s Value
Attractive
Interest Rate
Minimal
Documentation
Instant
Approval
Flexible
Repayment Terms
No Hidden
Charges

Pre-owned Car Loan EMI Calculator

Plan your repayments ahead using our EMI calculator. Just enter the loan amount, tenure and interest rate. Calculate now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹200000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Aligarh

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about our eligibility criteria in detail

Documents Required for a Pre-owned Car Loan in Aligarh

Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:

  • Car Documents
  • Financial/Income documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the necessary documents in detail

Interest Rate and Charges for a Used Car Loan in Aligarh

Avail of a used car loan at attractive interest rates and nominal charges:

Interest Rate
11%* p.a. onwards 
Loan Amount
₹2 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12-72 months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Types of Cars to Buy With a Pre-owned Car Loan

  • Premium cars
  • SUVs
  • Hatchbacks
  • Sedans

Who Can Get a Second-hand Car Loan in Aligarh

  • Salaried individuals
  • Self-employed professionals
  • Firms/Companies

Tips for a Successful Pre-owned Car Loan Application

  • Check your credit score
  • Review the eligibility criteria
  • Keep all the necessary documents ready
  • Prepare the downpayment
  • Fill the application form correctly
  • Keep the car details ready, if available

Poonawalla Fincorp Branch Address in Aligarh

Poonawalla Fincorp Limited
Address: 1st Floor, HM Complex, Plot No- J-77, Nagar Nigam no. 3/272-A, Janakpuri Ramghat Road, Aligarh, Uttar Pradesh-202001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How much can I borrow for a Pre-owned Car Loan?

Poonawalla Fincorp offers a used car loan of up to ₹75 Lakh. Get up to 100% of the car’s value with no hidden charges.

What happens if I default on my loan repayment?

Defaulting on loan repayments leads to a negative impact on credit score, a default fee of up to 24% p.a. + taxes, and a potential legal action.

How is the EMI for a Pre-owned Car Loan calculated?

EMIs are calculated based on the loan amount, interest rate, and tenure. You can use our online EMI calculator to determine your monthly payments instantly.