Get a Used Car Loan in Karnal With Flexible EMIs
Karnal, known as the ‘Rice Bowl of India’, is one of the most beautiful and clean cities in Haryana. Explore the scenic beauty of this city in your own car with a Pre-owned Car Loan from Poonawalla Fincorp. Get a loan of up to ₹75 Lakh with benefits like attractive interest rates, flexible loan tenure, and zero hidden charges. Apply now!
Pre-owned Car Loan EMI Calculator
Plan your monthly repayments using our online EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Calculate now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car’s Value
No HiddenFees
Quick ApplicationProcess
Flexible Repayment Tenure
Minimal Paperwork
Attractive Interest Rates
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
The eligibility criteria for a second-hand car loan differ based on whether you are a salaried individual, self-employed or a firm/company depending on aspects like:
- Age limit:
- For salaried employees: 24-60 years
- For self-employed individuals: 24-65 years
- For a proprietor, partner or director of a firm/company: At least 24 years
- Nationality: Indian
- Work experience (for salaried):
- Loan amount of up to ₹10 Lakh: At least 3 months in current employment with total work experience of 12 months
- Loan amount of ₹10 Lakh to ₹75 Lakh: At least 6 months in current employment with total work experience of 24 months
- Business vintage (for self-employed):
- Loan amount of up to ₹10 Lakh: Minimum 24 months in current business
- Loan amount of ₹10 Lakh to ₹75 Lakh: Minimum 36 months in current business
- Business vintage (for firm or company): Should be in the same business for at least 2 years
Click to know more about our eligibility criteria in detail.
Get a second-hand car loan with minimal documentation:
- KYC Documents
- Financial Documents
- Bank Statements
- Address proof
- Car Documents
Click to know more about the documentation in detail.
Enjoy affordable interest rates and nominal charges with a used car loan:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Crossovers
- Sedans
- SUVs/ MUVs
- Hatchbacks
- Premium cars
- Electric cars
- Salaried Employees
- Self-employed Individuals
- Firms or Companies
- Choose the right loan amount
- Maintain a credit score of 750 or above
- Understand the loan terms and conditions
- Review your credit report to avoid errors
- Fulfil the basic eligibility criteria
- Avoid multiple loan applications
Address:1st Floor, SCO 90 & 91 Sector 16, Namestey Chowk, Pritam Nagar, Karnal, Haryana -132001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Yes, you can purchase any type of car with Poonawalla Fincorp’s used car loan. From SUVs and MUVs to crossovers and electric cars – you can opt for any model without restrictions. Based on your eligibility, you can request an amount between ₹2 Lakh - ₹75 Lakh to meet the costs associated with buying the car of your dreams.
No, there are zero foreclosure charges for foreclosing your Pre-owned Car Loan if you repay the loan from your own sources. However, a charge of 4% applies on the outstanding loan amount (plus taxes) if you repay from other sources.
Maintaining a credit score of 750 or above helps you secure a loan on favourable terms. To maintain such a stable credit score, make your repayments on time, check your credit report for errors, maintain a credit utilisation ratio below 30%, and so on.