Get a Pre-owned Car Loan in Ranchi Online
Ranchi, known as the city of waterfalls, is a major industrial hub in Jharkhand with several mineral-based industries. Purchase your favourite car in this city to ensure hassle-free travel with a Pre-owned Car Loan from Poonawalla Fincorp. Access instant funds with a loan of up to ₹75 Lakh with minimal paperwork and instant disbursal. Benefit from our attractive interest rates, loan of up to 100% of the car’s value and quick approval. Apply now!
Pre-owned Car Loan EMI Calculator
Use our online EMI calculator to plan your monthly repayments. Simply enter the loan amount, interest rate and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car’s Value
Competitive Interest Rate
Minimal Documentation
Flexible Repayment Tenure
No HiddenCharges
SwiftApproval
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about our eligibility criteria in detail.
Provide minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the necessary documents in detail.
Avail of our second-hand car loan at competitive interest rates and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Sedans
- Hatchbacks
- MUVs
- SUVs
- Crossovers
- Premium cars
- Self-employed Professionals
- Salaried Employees
- Firms or Companies
- Check the eligibility criteria
- Decide the loan amount based on your requirements
- Check your credit score
- Keep the required documents handy
- Avoid applying for multiple loans
Poonawalla Fincorp Limited
Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Yes, if you miss the EMI payment for your used car loan, a penalty of 24% p.a. + taxes is applicable on the overdue amount. Defaulting on your monthly payments will also have an adverse impact on your credit score.
You can reduce the EMI of your used car loan by opting for a longer tenure, reducing your loan amount, or paying a higher down payment amount.
The minimum experience for self-employed individuals applying for our used car loans depends on the loan amount:
- For a loan amount of up to ₹10 Lakh: At least 24 months in the current business.
- For a loan amount above ₹10 Lakh and up to ₹75 Lakh: At least 36 months in the current business.