Avail of a Pre-owned Car Loan in Bangalore with Quick Approval
Bangalore, popularly known as the Silicon Valley of India, has a thriving automobile market. Buy a car in this metropolitan city for an easy commute with a Pre-owned Car Loan from Poonawalla Fincorp. Access instant funds of up to ₹75 Lakh with our Pre-owned Car Loan with minimal paperwork. Benefit from our attractive interest rates, high loan-to-value ratio and swift approval. Apply now!
Pre-owned Car Loan EMI Calculator
Make use of our EMI calculator to plan your monthly repayments. Simply enter the loan amount, interest rate and tenure to calculate your EMI instantly. Try it now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car's Value
Instant Disbursal
No HiddenCharges
Flexible Repayment Tenure
Minimal Documentation
Competitive Interest Rate
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility requirements differ depending on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Occupation
- Experience/Vintage
Click to know more about our eligibility criteria in detail.
Upload minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the required documents in detail.
Poonawalla Fincorp’s used car loan comes with competitive interest rates and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Pre-owned hatchbacks
- SUVs
- Sedans
- Premium cars
- MUVs
- Salaried Individuals
- Companies or Firms
- Self-employed Professionals
- Check the eligibility criteria
- Determine the loan amount based on your requirements
- Check your credit score
- Maintain a lower debt-to-income ratio
- Keep the required documents ready
Poonawalla Fincorp Limited
Address: 2nd Floor, HM Tower, J. C. Road, Minerva Circle, Bengaluru, Karnataka - 560002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
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Poonawalla Fincorp Limited
Address: Ground Floor, Phoenix Citadel, Castle Street, Richmond Town, Bangalore, Karnataka-560025
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
A self-employed individual needs to submit:
- Last 2 years' income tax returns
- GST returns
- Profit and loss statement and Balance Sheet for the last 2 years
There is no prepayment or foreclosure charge for our second-hand car loan if you pay the amount from your own sources. However, if the payment is made from other sources, a 4% charge is levied on the outstanding loan amount.
You can reduce the EMI of your used car loan by opting for a longer tenure, reducing your loan amount or by paying a higher down payment amount.