Avail of a Pre-owned Car Loan in West Bengal Instantly
West Bengal is famous for its vibrant art, culture and rich biodiversity. The state’s economy is mainly dependent on agro-based and manufacturing industries. Purchase your own car in the state with a Pre-owned Car Loan from Poonawalla Fincorp. Get a loan of up to ₹75 Lakh with competitive rates, a loan of up to 100% of the car’s value, and instant disbursal. Apply now!
Pre-owned Car Loan EMI Calculator
Use our online EMI calculator to plan your monthly repayments. Slide the bar to enter the loan amount, interest rate and tenure to know your EMI instantly. Try it now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car’s Value
No HiddenCharges
Quick Approval
Minimal Documentation
Attractive Interest Rate
No Hidden Charges
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
The eligibility criteria for Poonawalla Fincorp’s used car loan depend on whether you are salaried, self-employed or a firm/company and on other aspects like:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about our eligibility criteria in detail.
Upload minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about our necessary documents in detail.
Our used car loan comes with competitive interest rates and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- SUVs
- MUVs
- Sedans
- Luxury Cars
- Hatchbacks
- Electric Vehicles
- Self-employed Individuals
- Firms or Companies
- Salaried Employees
- Fulfil the eligibility criteria
- Decide the loan amount based on your requirements
- Check your credit score
- Keep the required documents ready
- Avoid multiple loan applications
Poonawalla Fincorp’s Durgapur Branch
Address: 2nd Floor, Kwality Hotel Complex, Bhiringi More, Dist - Panchim Bardhman, West Bengal -713213
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Kolkata Branch
Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal - 700016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Siliguri Branch
Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal - 734001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Your credit score has a role in deciding the interest rate and loan terms of your used car loan. If you have a credit score of 750 and above, you have a higher chance of getting better terms and conditions on your second-hand car loan.
Yes, self-employed individuals can apply for our second-hand car loan, provided they meet the eligibility criteria and submit the documents required for getting loan approval.
You can reduce the EMI of your second-hand car loan by selecting a longer tenure or making a higher down payment.