Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Get a Pre-owned Car Loan in Noida with Minimal Paperwork

Noida, or New Okhla Industrial Development Authority, is a city in Uttar Pradesh known for its thriving IT, media, entertainment and real estate industries. Get your own car in this city for an easy commute with a Pre-owned Car Loan from Poonawalla Fincorp.

Avail of a loan of up to ₹75 Lakh with competitive interest rates, loan of up to 100% of the car’s value and instant approval. Apply now! 

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car's Value
No Hidden
Charges
Quick
Approval
Online Application
Process
Minimal
Documentation
Attractive
Interest Rates

Pre-owned Car Loan EMI Calculator

Estimate your monthly payments with our online EMI calculator. Just enter the loan amount, interest rate and tenure to view the results instantly. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Noida

Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail. 

Documents Required for a Pre-owned Car Loan in Noida

Upload minimal documents to avail of a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail. 

Interest Rate and Charges for a Pre-owned Car Loan in Noida

Avail of a second-hand car loan at attractive interest rates and nominal charges: 

Interest Rate
11%* p.a. onwards 
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 1% plus applicable taxes
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars to Buy with a Pre-owned Car Loan in Noida

  • Crossovers 

  • SUVs/ MUVs 

  • Hatchbacks 

  • Premium vehicles 

  • Sedans 

  • Electric vehicles 

Who Can Get a Pre-owned Car Loan in Noida

  • Salaried Employees  

  • Self-employed Individuals  

  • Firms or Companies 

Tips for a Successful Pre-owned Car Loan Application 

  • Check the eligibility criteria 

  • Finalise the loan amount based on your requirements 

  • Check your credit score 

  •  Keep the required documents handy 

  • Avoid applying for the loan multiple times 

Poonawalla Fincorp Branch Address in Noida

Address:  Office No.2712A, 7th floor, Tower A, Corridor 2, Corenthum, Sector 62, District. Gautam Budh Nagar, Noida, Uttar Pradesh-201301 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

 *T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the KYC documents for a salaried individual to avail of a Pre-owned Car Loan?

A salaried individual needs to submit:  

  • Aadhaar Card 

  • PAN Card 

  • Driving License 

  • Passport 

  • Voter ID 

2. What is the age requirement for getting a second-hand car loan from Poonawalla Fincorp?

The age criteria for our used car loan depends on whether you are salaried, self-employed or a firm/company: 

  • For salaried employees: Between 24 years (during loan application) and 60 years (at loan maturity) 

  • For self-employed professionals: Between 24 years (during loan application) and 65 years (at loan maturity) 

  • For proprietors/partners/directors of a firm or company: Minimum 24 years 

 

3. How long does it take to get approval on my used car loan application?

Poonawalla Fincorp offers instant approval and disbursal on your second-hand car loan application, provided you fulfil the eligibility criteria and submit the right set of documents.