Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Apply for a Pre-owned Car Loan in Siliguri

Siliguri, known as the "Gateway of Northeast India", is a popular tourist destination known for its rich biodiversity and industries like tea and timber. Purchase your own car to make travelling easier in this city with a Pre-owned Car Loan of up to ₹75 Lakh from Poonawalla Fincorp.

Enjoy competitive rates, a loan of up to 100% of the car’s value and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Up to 100%
of Car’s Value
No Hidden
Charges
Quick
Approval
Flexible
EMIs
Minimal
Documentation
Attractive
Interest Rate

Pre-owned Car Loan EMI Calculator

Plan your monthly repayments with our online EMI calculator. Simply enter the loan amount, interest rate and tenure to view the results instantly. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Siliguri

Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail

Documents Required for a Pre-owned Car Loan in Siliguri

Upload minimal documents to avail of a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the required documents in detail

Interest Rate and Charges for a Used Car Loan in Siliguri

We offer a used car loan at attractive interest rates and nominal charges:

Interest Rate
11%* p.a. onwards 
Loan Amount
₹1 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 1% plus applicable taxes
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy With a Used Car Loan

  • Hatchbacks
  • SUVs
  • MUVs
  • Premium cars
  • Electric vehicles
  • Sedans

Who Can Get a Pre-owned Car Loan in Siliguri

  • Firms/Companies
  • Salaried Employees
  • Self-employed Individuals

Tips for a Successful Pre-owned Car Loan Application

  • Check the eligibility criteria
  • Decide the loan amount based on your requirements
  • Lower your credit utilisation ratio to 30%
  • Check your credit score
  • Keep the required documents ready
  • Avoid multiple loan applications within short durations

Poonawalla Fincorp Branch Address in Siliguri

Poonawalla Fincorp Limited

Address:1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What is the main advantage of applying online for a second-hand car loan?

The main advantages to apply for a Pre-owned Car Loan online include:

  • Convenience of applying for a loan from anywhere
  • Minimal documents required to apply
  • Quick loan approval
2. Are there any foreclosure charges for a used car loan?

Yes, Poonawalla Fincorp charges a 0% fee if paid from its own sources and a 4% fee if paid from other sources. This is, however, applicable on the principal amount, including additional taxes charged on the foreclosure amount, upon successful completion of 6 months of your loan tenure.

3. What address proof documents should a firm or company submit to apply for a used car loan?

A firm or company should submit:

  • Electricity bill for owned premises
  • Rent agreement for rented premises
  • Passports of Partners / Directors