Apply for a Pre-owned Car Loan in Assam with Flexible Tenure!
Assam is one of the seven states that make up Northeast India. "Assam" is derived from the word 'asama', which means 'peerless'. This city is surrounded by beautiful lush green forests and mountains, making it one of the most picturesque places in India. With such beautiful surroundings and drivable roads, there is a constant desire to own a car.
Poonawalla Fincorp's Pre-owned Car Loan fulfils your desire to own your dream car, whether a Hatchback, Sedan, SUV or Luxury Car. You can get a Pre-owned Car Loan amount of up to ₹75 Lakh with minimal documentation requirements, zero foreclosure charges, flexible tenure, etc.
Features and Benefits of Pre-Owned Car Loan in Assam
Poonawalla Fincorp's Pre-owned Car Loan is loaded with various exciting features that are solely focused on enhancing throughout your loan application journey. Here are some of the top features and benefits of Pre-owned Car Loan in Assam:
-
High-value sanction for purchase
-
Flexible loan tenure
-
Competitive interest rate & charges
-
Online loan application in few steps
-
Minimal documentation
-
Quick loan processing
-
Swift approvals
-
100% transparency with no hidden charges
-
Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Assam
Starting at 11%* p.a, Poonawalla Fincorp offers a Pre-owned car Loan at a competitive interest rate. You can check out more details related to interest rates and charges in the table below:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
-
EMI Amount = *
How to apply for a Pre-Owned Car Loan in Assam?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-owned Car Loan
Eligibility Criteria for Pre-Owned Car Loan in Assam
With Poonawalla Fincorp's Pre-owned Car Loan, you can save time and get your loan within no time. Please check out the table below to know more:
Age
Work Experience
Income
Indian Citizen
To know more about our eligibility criteria for a Pre-owned Car Loan, please visit our eligibility and documentation page for a Pre-owned Car Loan.
Documents required for Pre-Owned Car Loan in Assam
Poonawalla Fincorp's Pre-owned Car Loan requires minimal documentation to avail of your loan quickly. Please check out the below details to know more about documentation requirements:
-
KYC documents
-
Financial/Income documents
-
Ownership and Insurance documents
-
Address proof documents
-
Bank Statement
To know more about our documentation requirement for a Pre-owned Car Loan, please visit our eligibility and documentation page for a Pre-owned Car Loan.
If you're in Assam and looking for a Pre-owned Car Loan, Poonawalla Fincorp can help you. Our interest rate for Pre-owned Car Loans is 11%* p.a., and our borrower-centric features include minimal documentation, a higher loan amount of up to ₹75 Lakh, and no foreclosure charges. We provide Pre-owned Car Loans for various types of cars, such as Hatchbacks, Sedans, SUVs, and Luxury Cars, so you have a wide range to choose from.
*Terms & Conditions Apply
