Apply for a Pre-Owned Car Loan in Puducherry Online and Get Quick Approval
Puducherry is fondly known as ‘Little France in India.’ A tourist haven in south India, Puducherry has also shown consistent economic growth, thanks to it booming leather, agriculture, and tourism industries. The ever-expanding economy in the region has also contributed to growth of the citizens and rising demand for car loans.
If you, too, are planning to purchase a car, you can apply for a Pre-Owned Car Loan from Poonawalla Fincorp and become a proud car owner. You can get a loan of up to ₹75 Lakh with minimal documentation and get instant disbursal.
Features and Benefits of a Pre-Owned Car Loan in Puducherry
When you apply for a Pre-Owned Car Loan in Puducherry with Poonawalla Fincorp, you can enjoy a wide range of features and benefits, including:
-
High-value sanction for purchase
-
Flexible loan tenure
-
Competitive interest rate & charges
-
Online loan application in few steps
-
Minimal documentation
-
Quick loan processing
-
Swift approvals
-
100% transparency with no hidden charges
-
Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Puducherry
At Poonawalla Fincorp, we offer a Pre-Owned Car Loan at the most competitive interest rates, starting at 11%* p.a. When you apply for a loan, you must incur a few other charges apart from the interest.
Refer to the table below to know the interest rate and other charges:
Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
Loan Amount | ₹1 Lakh - ₹75 Lakhs |
Loan Processing Fees | Up to 1% plus applicable taxes |
Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
Loan Tenure | 12 - 72 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
Default Interest | 2% per month |
Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
EMI Calculator
-
EMI Amount = *
How to apply for a Pre-Owned Car Loan in Puducherry?
![Semi Circle Logo](img/step-circle1.png)
![Laptop Logo](img/icon-step1.png)
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
![Semi Circle Logo](img/step-circle2.png)
![Document Required Logo](img/personal-details.png)
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
![Semi Circle Logo](img/step-circle3.png)
![Verfied Logo](img/employment-car-details.png)
& Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
![Semi Circle Logo](img/step-circle2.png)
![timer logo](img/icon-step3.png)
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-Owned Car Loan
Eligibility Criteria for a Pre-Owned Car Loan in Puducherry
To be eligible for a Pre-Owned Loan from Poonawalla Fincorp in Puducherry, you must meet certain criteria. Refer to the table below for details:
![Age Requirement](img/age.png)
Age
![Work Experience Required](img/employment.png)
Work Experience
![Monthly Salary Required](img/monthly-salary.png)
Income
![Citizenship Status](img/citizenship.png)
Indian Citizen
Documents Required for a Pre-Owned Car Loan in Puducherry
At Poonawalla Fincorp, we have simple documentation requirement for a Pre-Owned Car Loan. This speeds the application process, and lets you get quick approval. You must submit a few basic documents that are listed below:
-
KYC documents
-
Financial/Income documents
-
Ownership and Insurance documents
-
Address proof documents
-
Bank Statement
With Poonawalla Fincorp's Pre-Owned Car Loan in Puducherry, you can enjoy benefits such as a higher loan amount up to ₹75 Lakh, attractive interest rate, minimal documentation, and no hidden charges. You can apply for the loan online and get quick approval. Apply Now!
*Terms & Conditions Apply