Apply for a Pre-Owned Car Loan in Puducherry Online and Get Quick Approval
Puducherry is fondly known as ‘Little France in India.’ A tourist haven in south India, Puducherry has also shown consistent economic growth, thanks to it booming leather, agriculture, and tourism industries. The ever-expanding economy in the region has also contributed to growth of the citizens and rising demand for car loans.
If you, too, are planning to purchase a car, you can apply for a Pre-Owned Car Loan from Poonawalla Fincorp and become a proud car owner. You can get a loan of up to ₹75 Lakh with minimal documentation and get instant disbursal.
Features and Benefits of a Pre-Owned Car Loan in Puducherry
When you apply for a Pre-Owned Car Loan in Puducherry with Poonawalla Fincorp, you can enjoy a wide range of features and benefits, including:
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Puducherry
At Poonawalla Fincorp, we offer a Pre-Owned Car Loan at the most competitive interest rates, starting at 11%* p.a. When you apply for a loan, you must incur a few other charges apart from the interest.
Refer to the table below to know the interest rate and other charges:
Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
Loan Amount | ₹1 Lakh - ₹75 Lakhs |
Loan Processing Fees | Up to 1% plus applicable taxes |
Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
Loan Tenure | 12 - 72 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in Puducherry?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
& Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-Owned Car Loan
Eligibility Criteria for a Pre-Owned Car Loan in Puducherry
To be eligible for a Pre-Owned Loan from Poonawalla Fincorp in Puducherry, you must meet certain criteria. Refer to the table below for details:
Age
Work Experience
Income
Indian Citizen
Documents Required for a Pre-Owned Car Loan in Puducherry
At Poonawalla Fincorp, we have simple documentation requirement for a Pre-Owned Car Loan. This speeds the application process, and lets you get quick approval. You must submit a few basic documents that are listed below:
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
With Poonawalla Fincorp's Pre-Owned Car Loan in Puducherry, you can enjoy benefits such as a higher loan amount up to ₹75 Lakh, attractive interest rate, minimal documentation, and no hidden charges. You can apply for the loan online and get quick approval. Apply Now!
*Terms & Conditions Apply