Get Your Pre-Owned Car Loan In Himachal Pradesh with Swift Approval!
The northernmost state of India, Himachal Pradesh, is widely identified as “Dev Bhumi”. The state is widely known for carving, weaving, chiselling and painting. Himachal Pradesh offers unique arts and handicrafts perfectly displayed in museums, object shops and galleries. With its sheer topographic diversity and breathtaking natural beauty surrounded by Himalayan mountain ranges, Himachal Pradesh has one of the most beautiful roads to drive.
Poonawalla Fincorp's Pre-owned Car Loan offers you to own your dream car with a loan amount of up to ₹75 Lakh. With our minimal documentation requirement, no hidden charges, flexible repayment options, and quick approval, you get your loan amount directly disbursed into your bank account.
Features and Benefits of Pre-Owned Car Loan in Himachal Pradesh
You can enjoy numeous features and benefits of Pre-owned Car Loan such as:
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Himachal Pradesh
With a competitive interest rate starting at 11%* p.a, you can effortlessly avail yourself of your Pre-owned Car Loan in Himachal Pradesh. Please refer to the below to learn more about interest rates and other charges:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in Himachal Pradesh?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-owned Car Loan
Eligibility Criteria For Pre-Owned Car Loan In Himachal Pradesh
With our borrower-friendly eligibility criteria, you can quickly avail your Pre-owned Car Loan in Himachal Pradesh. Please check out the table below to know more:
Age
Work Experience
Income
Indian Citizen
To know more about our eligibility criteria for pre-owned Car Loan, please visit our eligibility and documentation page for Pre-owned Car Loan.
Documents Required For Pre-Owned Car Loan In Himachal Pradesh
For a Pre-owned Car Loan, you need to submit minimal documentation. Refer to the below details to learn more about documentation requirements:
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
To know more about our documentation requirement for Pre-owned Car Loan, please visit our eligibility and documentation page for Pre-owned Car Loan.
You can easily avail of a Pre-owned Car Loan in Himachal Pradesh with Poonawalla Fincorp. Our borrower-friendly features, such as minimal documentation, higher loan amounts up to ₹75 Lakh, and no hidden charges, make it the ideal choice for you.
*Terms & Conditions Apply
