Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Get a Pre-owned Car Loan in Pattambi Instantly

Pattambi is one of the biggest towns in Palakkad, Kerala. It is known for its rich cultural history, literature, handicrafts and textiles. Purchase a car in Pattambi for a hassle-free commute with a Pre-owned Car Loan from Poonawalla Fincorp. Secure a loan of up to ₹75 Lakh with minimal paperwork. Enjoy competitive rates, a loan of up to 100% of the car’s value and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car’s Value
Attractive
Interest Rate
Online Application
Process
Minimal
Documentation
No Hidden
Charges
Quick
Approval

Pre-owned Car Loan EMI Calculator

Make use of our online EMI calculator to estimate your monthly repayments. Enter your loan amount, tenure and interest rate to know your EMIs instantly. Calculate now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹200000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Pattambi

Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail.

Documents Required for a Pre-owned Car Loan in Pattambi

Upload minimal documents to avail of a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail.

Interest Rate and Charges for a Used Car Loan in Pattambi

Avail of our used car loan at attractive interest rates and nominal charges:

Interest Rate
11%* p.a. onwards 
Loan Amount
₹2 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 - 72 months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Types of Cars You Can Buy with a Used Car Loan

  • Electric vehicles
  • Premium cars
  • Hatchbacks
  • Sedans
  • SUVs
  • Crossovers

Who Can Get a Pre-owned Car Loan in Pattambi

  • Salaried Individuals
  • Companies or Firms
  • Self-employed Individuals

Tips for a Successful Used Car Loan Application

  • Understand the eligibility criteria before applying
  • Borrow only what you need
  • Check your credit score
  • Keep the loan documents ready
  • Avoid multiple loan applications

Poonawalla Fincorp Address in Pattambi

Poonawalla Fincorp Limited
Address: 1st Floor, Koppan Trade Center, Mela Pattambi Post, Palakkad Road, Palakkad, Kerala-679306
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Does Poonawalla Fincorp offer the same interest rate for all its used car loan applicants?

No, the interest rate for our second-hand car loan varies across applicants depending on their credit scores, monthly income, repayment capacity, etc. The interest rate for our used car loan starts from 11%* p.a.

What is the minimum experience required for self-employed individuals availing of a used car loan?

The minimum experience required for self-employed professionals applying for Poonawalla Fincorp's second-hand car loan depends on the loan amount:

  • For a loan amount of up to ₹10 Lakh: At least 24 months in the current business
  • For a loan amount of above ₹10 Lakh and up to ₹75 Lakh: At least 36 months in the current business
How can I improve my eligibility for getting a used car loan from Poonawalla Fincorp in Pattambi?

You can improve your eligibility for a second-hand car loan in Pattambi by maintaining a credit score of 750 and above, limiting your credit utilisation ratio to 30%, checking your credit report for inaccuracies, avoid applying for multiple loans within short durations and repaying your existing debts.