Get Your Pre-Owned Car Loan In Karnataka With No Hidden Charges!
Over the years, Karnataka has displayed strong growth and is one of the top five states in India. The state is diversly known for wildlife & national parks, monuments & heritage sites, beaches and pilgrimage sites. Karnataka (Bengaluru) is popularly known as the Silicon Valley of India, with several leading IT companies and several growing startups.
Poonawalla Fincorp's Pre-owned Car Loan in Karnataka is your top choice. With our Pre-owned Car Loan, you can get a higher loan amount up to ₹75 Lakh with minimal documentation and no hidden charges.
Features and Benefits of Pre-Owned Car Loan in Karnataka
Poonawalla Fincorp’s Pre-owned Car Loan offers several features and benefits, such as:
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Karnataka
You can get Pre-owned Car Loan interest rates starting at 11%* p.a. Refer the below table know more about interest rates and other charges:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in Karnataka?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-owned Car Loan
Eligibility Criteria For Pre-Owned Car Loan In Karnataka
With our easy-to-meet eligibility criteria, you can get our Pre-owned Car Loan within no time. Please check out the table below to know more:
Age
Work Experience
Income
Indian Citizen
To know more about our eligibility criteria for a Pre-owned Car Loan, please visit our eligibility and documentation page for Pre-owned Car Loan.
Documents Required For Pre-Owned Car Loan In Karnataka
Poonawalla Fincorp’s Pre-owned Car Loan requires minimal documentation to avail your loan quickly. Please check out the below details to know more about documentation requirements:
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
To know more about our documentation requirement for Pre-owned Car Loan, please visit our eligibility and documentation page for Pre-owned Car Loan.
You can easily get a Pre-owned Car Loan in Karnataka with Poonawalla Fincorp. Our borrower-friendly features, such as minimal documentation, higher loan amounts up to ₹75 lakh, and no hidden charges, make us an ideal choice for you.
*Terms & Conditions Apply
Poonawalla Fincorp Branch Address:
Poonawalla Fincorp Limited
Address: 2nd Floor, HM Tower, J. C. Road, Minerva Circle,Bengaluru, Karnataka - 560002
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 2nd Floor,Kulburgi-Mahalakshmi Mansion, New Cotton Market, Hubli-580029
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 2nd Floor, House No.53, 53/1, 53/2, 53/3, 53/4, 53/5, 5th Main, 5th Cross, Saraswathipuram,Chamaraja Mohalla, Mysore, Karnataka - 570009
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: Ground Floor, Phoenix Citadel ,Castle Street, Richmond Town,Bangalore, Karnataka-560025
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
