Get Your Pre-Owned Car Loan In Kerala with Instant Approval!
Kerala, also known as 'God's Own City', is one of the smallest states in India in terms of area. It boasts one of the highest literacy rates in the country, making it an ideal destination for learning and education. The state perfectly blends cultural diversity and modern infrastructure, making it a unique and sought-after travel destination.
The scenic destinations around the state make it one of the most beautiful roads to drive in your car. With Poonawalla Fincorp's Pre-owned Car Loan, you can get your dream car, ranging from hatchback cars to Luxury cars of your choice. Our Pre-owned Car Loan offers a competitive interest rate starting at 11%*p.a. Apply now to get a Pre-owned Car Loan amount up to ₹75 Lakh.
Features and Benefits of Pre-Owned Car Loan in Kerala
Poonawalla Fincorp's Pre-owned Car Loan offers various features and benefits focusing on your borrowing requirements.
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Kerala
With interest rate starting at 11%* p.a., you can get your Pre-owned Car Loan without worrying about any additional and hidden charges.
Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
Loan Amount | ₹1 Lakh - ₹75 Lakhs |
Loan Processing Fees | Up to 1% plus applicable taxes |
Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
Loan Tenure | 12 - 72 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in Kerala?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
& Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-owned Car Loan
Eligibility Criteria For Pre-Owned Car Loan In Kerala
You can get your Pre-owned Car Loan by meeting our easy-to-meet eligibility criteria. Please check out the table below to know more:
Age
Work Experience
Income
Indian Citizen
To know more about our eligibility criteria for a Pre-owned Car Loan, please visit our eligibility and documentation page for Pre-owned Car Loan.
Documents Required For Pre-Owned Car Loan In Kerala
Poonawalla Fincorp's Pre-owned Car Loan requires minimal documentation to avail your loan quickly. Please check out the below details to know more about documentation requirements:
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
To know more about our documentation requirement for a Pre-owned Car Loan, please visit our eligibility and documentation page for a Pre-owned Car Loan.
If you are looking for a Pre-owned Car Loan in Kerala, Poonawalla Fincorp's Pre-owned Car Loan is the best option. With our Pre-owned Car Loan, you can enjoy several benefits such as minimal documentation, competitive interest rates, no hidden charges, higher loan amount, etc.
Poonawalla Fincorp Branch Address
Poonawalla Fincorp Cochin Branch
Address: 5th Floor, Muscat Tower, Sahodaran Ayyappan Road, Above HP World , Kadavnathara , Cochin-682020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kannur Branch
Address: 2nd Floor, J.R.Complex, Talap Road, Kannur, Kerala-670004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kanyakulam Branch
Address: 1st Floor, Srees Building,MK Hemachandran Road,Near Sree Krishna Swamy Temple,Puthiyidom, Kanyakulam, Kerala-690502
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kollam Branch
Address: 2nd Floor, Sree Vigneswara Bhavan, Kadapakada, Kollam, Kerala -691008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kottayam Branch
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam, Kerala-686004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kozhikode Branch
Address: 1st Floor, Trinity Arcade, Kannur Road, Near ESAF Bank, West Nadakkavu, Kozhikode, Kerala -673011
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Malappuram Branch
Address: 2nd Floor,City Square, Kozhikode Road, Kottapadi junction, Down Hill, Malappuram,Kerala-676519
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Palakkad Branch
Address: 1st Floor, KAV Center, Chandranagar, Palakkad, Kerala- 678014
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Pattambi Palakkad Branch
Address: 1st Floor, Koppan Trade Center, Mela Pattambi Post, Palakkad Road, Palakkad, Kerala-679306
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Thodupuzha Branch
Address: 1st Floor, Choice Garden, Survey No: 125/3, Vengallur-Mangattukavala Bypass Road, Thodupuzha, Iddikki, Kerala-685585
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Thrissur Branch
Address: 2nd Floor,Chowallur Tower, Civil lines Road, Opp. Mar Augin Thoovana Church, West Fort, Thrissur, Kerala-680004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Tirur Branch
Address: 1st Floor, Kottathara Complex, Naduvilangadi, Tirur, Kerala-676107
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Trivandrum Branch
Address: 1st Floor , Sree Uthradam Arcade ,Sasthamangalam, Trivandrum, Kerala-695010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply