Apply for a Pre-Owned Car Loan in West Bengal with No Hidden Charges!
West Bengal is known for its rich cultural and historical heritage. It is also one of the fastest-growing states in India. As the state’s economic growth continues, the local citizens are aspiring to purchase a new car and there is a growing demand for Pre-Owned Car Loan.
If you, too, require financial assistance to purchase a car, you can apply for Poonawalla Fincorp’s Pre-Owned Car Loan in West Bengal. You can borrow up to ₹75 Lakh with minimal documentation and get quick approval. Apply Now!
Features and Benefits of a Pre-Owned Car Loan in West Bengal
You can apply for a Pre-Owned Car Loan in West Bengal with Poonawalla Fincorp, and enjoy a wide range of features and benefits, including:
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in West Bengal
At Poonawalla Fincorp, we offer Pre-Owned Car Loan at the most competitive interest rates, starting from 11%* p.a. Other loan-related charges and fees are as mentioned below:
Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
Loan Amount | ₹1 Lakh - ₹75 Lakhs |
Loan Processing Fees | Up to 1% plus applicable taxes |
Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
Loan Tenure | 12 - 72 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in West Bengal?
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Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
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Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
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& Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
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Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-Owned Car Loan
Eligibility Criteria for Pre-Owned Car Loan in West Bengal
At Poonawalla Fincorp, we have simple eligibility criteria for a Pre-Owned Car Loan. You must meet these requirements to get the funds. Refer to the table below for details:
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Age
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Work Experience
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Income
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Indian Citizen
Documents Required for Pre-Owned Car Loan in West Bengal
When you apply for a Pre-Owned Car Loan with Poonawalla Fincorp, you must submit the following documents:
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
Conclusion
With Poonawalla Fincorp's Pre-Owned Car Loan in West Bengal, you can enjoy benefits such as a higher loan amount up to ₹75 Lakh, competitive interest rate, minimal documentation, and no hidden charges. So why wait? Apply now!
Poonawalla Fincorp’s Branches in West Bengal
Poonawalla Fincorp Limited
Address: 2nd Floor, Kwality Hotel Complex, Bhiringi More,Dist-Panchim Bardhman, West Bengal -713213
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply