Apply for a Pre-Owned Car Loan in West Bengal with No Hidden Charges!
West Bengal is known for its rich cultural and historical heritage. It is also one of the fastest-growing states in India. As the state’s economic growth continues, the local citizens are aspiring to purchase a new car and there is a growing demand for Pre-Owned Car Loan.
If you, too, require financial assistance to purchase a car, you can apply for Poonawalla Fincorp’s Pre-Owned Car Loan in West Bengal. You can borrow up to ₹75 Lakh with minimal documentation and get quick approval. Apply Now!
Features and Benefits of a Pre-Owned Car Loan in West Bengal
You can apply for a Pre-Owned Car Loan in West Bengal with Poonawalla Fincorp, and enjoy a wide range of features and benefits, including:
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in West Bengal
At Poonawalla Fincorp, we offer Pre-Owned Car Loan at the most competitive interest rates, starting from 11%* p.a. Other loan-related charges and fees are as mentioned below:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in West Bengal?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-Owned Car Loan
Eligibility Criteria for Pre-Owned Car Loan in West Bengal
At Poonawalla Fincorp, we have simple eligibility criteria for a Pre-Owned Car Loan. You must meet these requirements to get the funds. Refer to the table below for details:
Age
Work Experience
Income
Indian Citizen
Documents Required for Pre-Owned Car Loan in West Bengal
When you apply for a Pre-Owned Car Loan with Poonawalla Fincorp, you must submit the following documents:
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
Conclusion
With Poonawalla Fincorp's Pre-Owned Car Loan in West Bengal, you can enjoy benefits such as a higher loan amount up to ₹75 Lakh, competitive interest rate, minimal documentation, and no hidden charges. So why wait? Apply now!
Poonawalla Fincorp’s Branches in West Bengal
Poonawalla Fincorp Limited
Address: 2nd Floor, Kwality Hotel Complex, Bhiringi More,Dist-Panchim Bardhman, West Bengal -713213
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
