Apply for a Pre-Owned Car Loan in Bihar Instantly!
Bihar is known for its rich cultural heritage and is home to several ancient universities (Nalanda and Vikramshila). It also has a well-connected transportation system, making it easier for people to travel within the state.
If you're planning to buy a pre-owned car, you can easily avail of a Pre-Owned Car Loan in Bihar from Poonawalla Fincorp through a quick application process. With our loan, you’ll be able to finance the purchase of your chosen pre-owned car without any financial burden.
Features and Benefits of Pre-Owned Car Loan in Bihar
Our Pre-Owned Car Loan in Bihar offers you the following features and benefits:
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Bihar
There are no hidden charges involved with our Pre-Owned Car Loan in Bihar. The interest rate and applicable charges as well as other loan terms are listed below for your reference:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in Bihar?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-owned Car Loan
Eligibility Criteria for Pre-Owned Car Loan in Bihar
You can qualify for a Pre-Owned Car Loan in Bihar from Poonawalla Fincorp by fulfilling the eligibility requirements listed below:
Age
Work Experience
Income
Indian Citizen
To know about each of these requirements in detail, check the pre-owned personal vehicle loan eligibility criteria.
Note: The above-mentioned Pre-Owned Car Loan eligibility criteria is indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.
Documents Required for Pre-Owned Car Loan in Bihar
You’ll be required to submit the following details when applying for a Pre-Owned Car Loan:
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
The complete list of documents required to avail of a Pre-Owned Car Loan from Poonawalla Fincorp can be found on the ‘Eligibility & Documents’ page on our website.
Poonawalla Fincorp’s Pre-Owned Car Loan in Bihar is an excellent financing option for those looking to purchase a used car without worrying about its costs. The loan can be applied for through a simple application process with just essential documents. Fulfil your dreams of car ownership and apply for a Pre-Owned Car Loan in Bihar today!
Poonawalla Fincorp’s Branches in Bihar
Poonawalla Fincorp Limited
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
