Apply for a Pre-Owned Car Loan in Bihar Instantly!
Bihar is known for its rich cultural heritage and is home to several ancient universities (Nalanda and Vikramshila). It also has a well-connected transportation system, making it easier for people to travel within the state.
If you're planning to buy a pre-owned car, you can easily avail of a Pre-Owned Car Loan in Bihar from Poonawalla Fincorp through a quick application process. With our loan, you’ll be able to finance the purchase of your chosen pre-owned car without any financial burden.
Features and Benefits of Pre-Owned Car Loan in Bihar
Our Pre-Owned Car Loan in Bihar offers you the following features and benefits:
-
High-value sanction for purchase
-
Flexible loan tenure
-
Competitive interest rate & charges
-
Online loan application in few steps
-
Minimal documentation
-
Quick loan processing
-
Swift approvals
-
100% transparency with no hidden charges
-
Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Bihar
There are no hidden charges involved with our Pre-Owned Car Loan in Bihar. The interest rate and applicable charges as well as other loan terms are listed below for your reference:
Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
Loan Amount | ₹1 Lakh - ₹75 Lakhs |
Loan Processing Fees | Up to 1% plus applicable taxes |
Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
Loan Tenure | 12 - 72 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
Default Interest | 2% per month |
Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
EMI Calculator
-
EMI Amount = *
How to apply for a Pre-Owned Car Loan in Bihar?
![Semi Circle Logo](img/step-circle1.png)
![Laptop Logo](img/icon-step1.png)
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
![Semi Circle Logo](img/step-circle2.png)
![Document Required Logo](img/personal-details.png)
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
![Semi Circle Logo](img/step-circle3.png)
![Verfied Logo](img/employment-car-details.png)
& Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
![Semi Circle Logo](img/step-circle2.png)
![timer logo](img/icon-step3.png)
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-owned Car Loan
Eligibility Criteria for Pre-Owned Car Loan in Bihar
You can qualify for a Pre-Owned Car Loan in Bihar from Poonawalla Fincorp by fulfilling the eligibility requirements listed below:
![Age Requirement](img/age.png)
Age
![Work Experience Required](img/employment.png)
Work Experience
![Monthly Salary Required](img/monthly-salary.png)
Income
![Citizenship Status](img/citizenship.png)
Indian Citizen
To know about each of these requirements in detail, check the pre-owned personal vehicle loan eligibility criteria.
Note: The above-mentioned Pre-Owned Car Loan eligibility criteria is indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.
Documents Required for Pre-Owned Car Loan in Bihar
You’ll be required to submit the following details when applying for a Pre-Owned Car Loan:
-
KYC documents
-
Financial/Income documents
-
Ownership and Insurance documents
-
Address proof documents
-
Bank Statement
The complete list of documents required to avail of a Pre-Owned Car Loan from Poonawalla Fincorp can be found on the ‘Eligibility & Documents’ page on our website.
Poonawalla Fincorp’s Pre-Owned Car Loan in Bihar is an excellent financing option for those looking to purchase a used car without worrying about its costs. The loan can be applied for through a simple application process with just essential documents. Fulfil your dreams of car ownership and apply for a Pre-Owned Car Loan in Bihar today!
Poonawalla Fincorp’s Branches in Bihar
Poonawalla Fincorp Limited
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply