Pre-owned Car Loan in bihar

Pre-owned Car Loan in Bihar

Loan Up to ₹75 Lakh | Minimal Paperwork | Quick Application Process

Bihar is known for its rich cultural heritage and is home to several ancient universities (Nalanda and Vikramshila). It also has a well-connected transportation system, making it easier for people to travel within the state.

If you're planning to buy a pre-owned car, you can easily avail of a Pre-Owned Car Loan in Bihar from Poonawalla Fincorp through a quick application process. With our loan, you’ll be able to finance the purchase of your chosen pre-owned car without any financial burden.

Our Pre-Owned Car Loan in Bihar offers you the following features and benefits:

  • High-value sanction

    High-value sanction for purchase

  • Comfortable and flexible loan tenure

    Flexible loan tenure

  • Low used car loan interest rate & charges

    Competitive interest rate & charges

  • Online loan application in few steps

    Online loan application in few steps

  • Minimal documentation, quick loan processing, and swift approvals

    Minimal documentation

  • Quick loan processing

    Quick loan processing

  • Swift approvals

    Swift approvals

  • 100% transparency with no hidden charges

    100% transparency with no hidden charges

  • Customized Pre-Owned Car Loan for easy loan planning

    Customized Pre-Owned Car Loan for easy loan planning

There are no hidden charges involved with our Pre-Owned Car Loan in Bihar. The interest rate and applicable charges as well as other loan terms are listed below for your reference:

Pre-Owned Car Loan Interest Rates 11% p.a onwards
Loan Amount ₹1 Lakh - ₹75 Lakhs
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month Starting from ₹1903* per Lakh for 72 months
Loan Tenure 12 - 72 months
Prepayment/Foreclosure Charges 0%* If paid from own sources.
4% of the outstanding loan amount plus taxes if paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
Semi Circle Logo
Laptop Logo

Apply Online

Click on ‘Apply Now’ and provide your contact details and loan details

Semi Circle Logo
Document Required Logo

Personal Details

Enter your DOB, Qualification and other necessary details

Semi Circle Logo
Verfied LogoEmployment
& Car

Employment & Car Details

Enter your employment details, car details (if car is finalized) and submit the form

Semi Circle Logo
timer logo


Application will then proceed for verification and assessment

You can qualify for a Pre-Owned Car Loan in Bihar from Poonawalla Fincorp by fulfilling the eligibility requirements listed below:

Age Requirement


Work Experience Required

Work Experience

Monthly Salary Required


Citizenship Status

Indian Citizen

To know about each of these requirements in detail, check the pre-owned personal vehicle loan eligibility criteria.

Note: The above-mentioned Pre-Owned Car Loan eligibility criteria is indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.

You’ll be required to submit the following details when applying for a Pre-Owned Car Loan:

  • KYC Documents

    KYC documents

  • Income Proof

    Financial/Income documents

  • Financial Documents

    Ownership and Insurance documents

  • Address Proof

    Address proof documents

  • Proof of Employment

    Bank Statement

The complete list of documents required to avail of a Pre-Owned Car Loan from Poonawalla Fincorp can be found on the ‘Eligibility & Documents’ page on our website.

Poonawalla Fincorp’s Pre-Owned Car Loan in Bihar is an excellent financing option for those looking to purchase a used car without worrying about its costs. The loan can be applied for through a simple application process with just essential documents. Fulfil your dreams of car ownership and apply for a Pre-Owned Car Loan in Bihar today!

Poonawalla Fincorp Limited

Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

Explore Various Types of Our Used Car Loan Arrow Logo

Insightful Pre-Owned Car Loan Blogs Arrow Logo

Factors Car Loan
What should you look for in a Car Loan?

Buying a car involves a significant amount of investment! Before finalising a vehicle, you should do a thorough research of various car models, their features and mileage, and

Reduce Your Pre-Owned Car Loan
8 Tips to Reduce Your Pre-Owned Car Loan Interest Rate

Most people prefer buying a second-hand or used car after they turn 18 and obtain a driving license. The justification is that it is good to buy a new car after honing one’s

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp