Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Avail of a Pre-owned Car Loan in Haridwar

Haridwar, known as the “Gateway to the Gods”, is celebrated for its sacred ghats and lush surroundings. Purchase your dream car in this spiritual city for an easy commute with a Pre-owned Car Loan from Poonawalla Fincorp. Get a Loan of up to ₹75 Lakh with 100% online application process and instant disbursal. Enjoy our competitive interest rates, loan of up to 100% of the car’s value, and quick approval. Apply now!

Why Choose Poonawalla Fincorp

Up to 100%
of Car’s Value
Attractive Interest Rate
Quick
Approval
No Hidden
Charges
Online Application
Process
Extended Repayment
Period

EMI Calculator for a Pre-owned Car Loan

Use our EMI Calculator to plan your monthly payments. Slide the bar to enter your desired loan amount, interest rate and tenure to calculate your EMIs instantly. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹200000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Haridwar

The eligibility criteria for Poonawalla Fincorp’s used car loan depend on whether you are salaried, self-employed or a company/firm and on aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail.

Documents Required for a Pre-owned Car Loan in Haridwar

Upload just a few documents to qualify for the loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail.

Interest Rate and Charges for Pre-owned Car Loan in Haridwar

We offer a used car loan with competitive interest rates and minimal charges:

Interest Rate
11%* p.a. onwards 
Loan Amount
₹2Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy With a Pre-owned Car Loan

  • SUVs 
  • Premium cars 
  • Hatchbacks 
  • Sedans  
  • MUVs 
  • Electric Vehicles 

Who Can Get a Pre-owned Car Loan in Haridwar

  • Salaried Individuals  
  • Firms or Companies 
  • Self-employed Professionals 

Tips for a Successful Pre-owned Car Loan Application 

  • Check the eligibility criteria for the loan 
  • Finalise the loan amount based on your requirements 
  • Check your credit score 
  • Maintain a low debt-to-income ratio 
  • Keep the required loan documents ready 

Poonawalla Fincorp Branch Address in Haridwar

Poonawalla Fincorp Limited

Address: 4th Floor, 656 & 657 M, Ashirwad Tower, Model Colony, Near Premnagar Ashram, Haridwar, Uttarakhand -249407

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the maximum loan amount for a Pre-owned Car Loan from Poonawalla Fincorp?

The maximum loan amount for availing of our Pre-owned Car Loan is ₹75 Lakh. We offer a loan with the amount of up to 100% of the value of the car pledged as collateral. 

What is the lowest EMI for a second-hand car loan from Poonawalla Fincorp?

The lowest EMI for our used car loan starts from ₹ 1903 when the loan amount is ₹2 Lakh, the loan tenure is 72 months and the interest rate is 11%* p.a. 

 

What are the foreclosure charges applicable on the Used Car Loan in Haridwar?

We do not levy any foreclosure charges if you prepay or foreclose the loan from your own sources. However, if you choose to pay from other sources, a 4% charge of the outstanding loan amount, including taxes, is applicable.