Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Loan Against Property EMI Calculator

Make a repayment strategy using our free-to-use online EMI calculator. Just enter the loan amount, tenure and interest rate. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
Attractive Interest Rate
Minimal
Documentation
Quick
Disbursal
Flexible
Repayment Tenure
No Hidden
Charges

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail

Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about documentation in detail

Benefit from competitive interest rate and nominal charges:

INTEREST RATE
Strating from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Home renovation or redesigning
  • Medical emergencies
  • Organising a wedding
  • Paying for overseas education
  • Making big-ticket purchases
  • Business expansion or development

  • Salaried employees
  • Self-employed professionals
  • Firms/Companies

Poonawalla Fincorp Limited
Address: 1st Floor, 16/116 (29), Plot No 34, Block 16 (subplot 4) Bhargava Estate, Civil Lines, Kanpur, Uttar Pradesh-208001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

A Loan Against Property provides you with a substantial sum without any restrictions on the end-use. You can use this loan for debt consolidation, business expenses or higher education. Moreover, it generally comes with lower interest rates compared to unsecured loans.

The Loan-to-Value (LTV) ratio of a Loan Against Property is the ratio of the loan amount sanctioned by a lender to the market value of the property pledged as collateral.

You can get up to ₹25 Crore with a high LTV and an affordable interest rate from Poonawalla Fincorp’s Loan Against Property. Moreover, we offer a very convenient loan application process with quick and easy processing and minimal documentation. With a flexible tenure of up to 15 years, you can keep your repayments manageable with a low EMI amount.