Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Apply for a Loan Against Property in Ghaziabad

Ghaziabad ranks second in the list of fastest-growing cities in India. Meet all your fund requirements by leveraging your residential or commercial property. Get a Loan Against Property in Ghaziabad from Poonawalla Fincorp to meet your personal or professional needs.

Benefit from high loan amounts, attractive interest rates, online application, minimal documentation, quick approval, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value (LTV)
Attractive Interest Rate
No Hidden
Charges
Online
Application
Quick
Disbursal
Minimal
Documentation

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property in Ghaziabad

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail

Documents Required for a Loan Against Property in Ghaziabad

Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account statement

Click to know more about the documentation in detail

Interest Rate and Charges for Loan Against Property in Ghaziabad

We offer loans at competitive interest rate and nominal charges:

INTEREST RATE
Strating from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate and Charges for a Loan Against Property in Ghaziabad

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property in Ghaziabad

  •     Business expansion
  •     Higher education
  •     Debt consolidation
  •     Home improvements
  •     Medical emergencies
  •     Working capital

Who Can Get a Loan Against Property in Ghaziabad

  • Salaried individuals
  • Self-employed professionals
  • Companies and firms

Poonawalla Fincorp Branch Address in Ghaziabad

Poonawalla Fincorp Limited

Address: 2nd Floor, DK Chopra Tower, Plot No. 05, Sector No. 14, Kaushambi, Near Yasodha Hospital, Ghaziabad, Uttar Pradesh-201010

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Is there a prepayment penalty on the Loan Against Property?

Yes, Poonawalla Fincorp charges a nominal prepayment fee of 5% plus applicable taxes to prepay the loan.

Can I use the mortgage loan for my business needs?

Yes, you can use the loan for various purposes, including business expansion and working capital.

What types of properties are accepted for LAP in Ghaziabad?

We accept residential, commercial, and industrial properties with clear title deeds in Ghaziabad.