Avail of a Loan Against Property in Ranchi with Minimal Paperwork
Ranchi has a thriving economy with the presence of multiple industries like heavy machines, steel, mining, textiles, etc. in the city. Leverage your residential or commercial property to meet your funding needs with a Loan Against Property in Ranchi.
Secure a loan from Poonawalla Fincorp to meet your personal or business-related needs. Benefit from our competitive interest rates, nominal charges, simple eligibility criteria, minimal documentation and fast approval. Apply now!
Why Choose Poonawalla Fincorp
Loan Against Property EMI Calculator
Calculate your EMIs with our online EMI Calculator. Enter the loan amount, interest rate and tenure for instant results. Use now!
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for Loan Against Property in Ranchi
The eligibility criteria for a Loan Against Property in Ranchi may differ depending on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Occupation
- Experience/Vintage
Click to know more about our eligibility criteria in detail.
Documents Required for Loan Against Property in Ranchi
Upload a few documents to avail of the loan:
● KYC Documents
● Income Proof
● Bank Account Statement
● Property Papers
● Address Proof
Click to know more about the required LAP documents in detail.
Interest Rate and Charges for a Loan Against Property in Ranchi
Get a Loan Against Property in Ranchi at competitive interest rates and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Loan Against Property in Ranchi
- Unforeseen medical emergencies
- Higher studies in foreign universities
- Travelling and vacations
- Business expansion
- Home renovation and improvement
- Consolidation of high-interest debts
Who Can Get Our Loan Against Property in Ranchi
- Salaried Individuals
- Self-employed Professionals
- Firms or Companies
Tips for a Successful Loan Against Property Application
- Determine the reasons for availing of the loan
- Check the eligibility criteria
- Decide the loan amount as per your requirements
- Check your credit score
- Keep the required documents handy
Poonawalla Fincorp Branch Address in Ranchi
Poonawalla Fincorp Limited
Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Yes, you can apply for a Loan Against Property from Poonawalla Fincorp to consolidate your existing debts. Meet the eligibility criteria and submit the necessary documents to increase your chances of availing of the loan.
Yes, you can get a Loan Against Property in Ranchi from Poonawalla Fincorp by pledging any commercial property such as office space, shop or showroom. We provide flexible collateral options allowing you to pledge commercial, industrial as well as residential property to avail of the loan.
You can get a mortgage loan at favourable terms and low interest rates if you have a credit score of 750 and above. You can follow healthy credit practices like repaying your EMIs on time, maintaining a low debt-to-income ratio, keeping your credit utilisation ratio to below 30% and monitoring your credit reports to maintain a high credit score.