Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Apply for a Loan Against Property in Jharkhand With Minimal Paperwork

Jharkhand is known for its mountain ranges, religious sites and vibrant tribal culture. The state’s economy is dependent mainly on industries like iron and steel, chemicals, cement, etc. Leverage your property in this state to fulfil your personal or business expenses with a Loan Against Property. Get a loan of up to ₹25 Crore to cover your medical costs, finance your business expansion, pay for higher education, cover your travel expenses, etc.
We at Poonawalla Fincorp offer a Loan Against Property with competitive interest rates, no hidden charges and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
No Hidden
Charges
No End-usage
Restrictions
Minimal
Paperwork
Swift
Approval
100% Online
Application Process

Loan Against Property EMI Calculator

Use our EMI Calculator to plan your monthly repayments. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property in Jharkhand

Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about our eligibility criteria in detail.

Documents Required for a Loan Against Property in Jharkhand

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for our mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

Interest Rate and Charges for a Loan Against Property in Jharkhand

Poonawalla Fincorp offers a Loan Against Property at attractive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property

  • Paying for medical emergencies 

  • Covering higher education costs 

  • Expanding your business 

  • Consolidating existing debt 

  • Paying for travel costs 

  • Renovating your home 

Who Can Get a Loan Against Property

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria 

  • Decide the loan amount as per your requirements 

  • Check your credit score   

  • Maintain a credit utilisation ratio of 30% 

  • Keep the required documents handy 

  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Jharkhand

Poonawalla Fincorp Limited in Dhanbad 

Address: 1st Floor, Goodwill Plaza, Bank More, Dhanbad, Jharkhand -826001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Limited in Jamshedpur 

Address: 1 S.B. Shop Area, 2nd Floor, Shantiniketan, Main Road, Bistupur, Singhbhum, Jamshedpur, Jharkhand-831001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Limited in Ranchi 

Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the minimum business vintage required for a firm/company applying for a Loan Against Property?

A firm or company should have a minimum business stability/vintage of 3 years in the same business to apply for Poonawalla Fincorp’s mortgage loan. 

What is the lowest possible EMI for a Loan Against Property from Poonawalla Fincorp?

The lowest EMI for our mortgage loan is ₹1,044 per Lakh for a loan tenure of 15 years and an interest rate of 9.5%* p.a. 

What identity documents should a salaried individual submit to apply for Poonawalla Fincorp’s Loan Against Property?

A salaried employee should submit either one of the following documents to apply for our mortgage loan: 

  • PAN Card 

  • Aadhaar Card 

  • Driving License 

  • Voter ID Card 

  • Passport