Apply for a Loan Against Property in Jharkhand With Minimal Paperwork
Jharkhand is known for its mountain ranges, religious sites and vibrant tribal culture. The state’s economy is dependent mainly on industries like iron and steel, chemicals, cement, etc. Leverage your property in this state to fulfil your personal or business expenses with a Loan Against Property. Get a loan of up to ₹25 Crore to cover your medical costs, finance your business expansion, pay for higher education, cover your travel expenses, etc.
We at Poonawalla Fincorp offer a Loan Against Property with competitive interest rates, no hidden charges and instant disbursal. Apply now!
Loan Against Property EMI Calculator
Use our EMI Calculator to plan your monthly repayments. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Fair Loan-to-Value (LTV) Ratio
No HiddenCharges
No End-usage Restrictions
Minimal Paperwork
Swift Approval
100% Online Application Process
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about our eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for our mortgage loan:
- KYC documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
Poonawalla Fincorp offers a Loan Against Property at attractive interest rate and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
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Paying for medical emergencies
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Covering higher education costs
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Expanding your business
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Consolidating existing debt
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Paying for travel costs
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Renovating your home
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Salaried Individuals
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Self-employed Professionals
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Companies/Firms
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Check the eligibility criteria
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Decide the loan amount as per your requirements
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Check your credit score
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Maintain a credit utilisation ratio of 30%
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Keep the required documents handy
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Avoid multiple loan applications
Poonawalla Fincorp Limited in Dhanbad
Address: 1st Floor, Goodwill Plaza, Bank More, Dhanbad, Jharkhand -826001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Limited in Jamshedpur
Address: 1 S.B. Shop Area, 2nd Floor, Shantiniketan, Main Road, Bistupur, Singhbhum, Jamshedpur, Jharkhand-831001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Limited in Ranchi
Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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loan against property25 Sep 2025| 5 min
Frequently Asked Questions
A firm or company should have a minimum business stability/vintage of 3 years in the same business to apply for Poonawalla Fincorp’s mortgage loan.
The lowest EMI for our mortgage loan is ₹1,044 per Lakh for a loan tenure of 15 years and an interest rate of 9.5%* p.a.
A salaried employee should submit either one of the following documents to apply for our mortgage loan:
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PAN Card
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Aadhaar Card
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Driving License
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Voter ID Card
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Passport