Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Get a Loan Against Property in Chhattisgarh Instantly

Chhattisgarh, a state in the central region of India, is known for its folk music, arts, dance and vibrant tribal culture. The state’s economy depends mainly on agricultural and mineral-based industries. Leverage the value of your property in this state to fulfil your personal or business expenses with a Loan Against Property. Get a loan of up to ₹25 Crore with no hidden charges and flexible EMIs. 

We at Poonawalla Fincorp offer a Loan Against Property with competitive interest rates, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Higher Loan-to-Value (LTV) Ratio Fair Loan-to-Value (LTV) Ratio
No Hidden Charges No Hidden
Charges
Online
Application
Minimal Paperwork Minimal
Paperwork
Swift Approval Quick
Approval
Attractive Interest Rates Attractive
Interest Rate

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property in Chhattisgarh

While our eligibility criteria differ based on whether you are salaried, self-employed or an established firm/company, here are some of the main details:

  • Age
  • Citizenship
  • Occupation
  • Experience/Vintage

 Click to know more about the eligibility criteria in detail.

Documents Required for a Loan Against Property in Chhattisgarh

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of this loan:

● KYC Documents

● Income Proof

● Property Papers

● Bank Account Statement

● Address Proof

Click to know more about the documentation in detail.

Interest Rate and Charges for Loan Against Property in Chhattisgarh

Poonawalla Fincorp offers a Loan Against Property at competitive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI Per Month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property in Chhattisgarh

  • Paying for medical emergencies
  • Covering higher education costs
  • Expanding your business
  • Consolidating existing debt
  • Paying for travel costs
  • Renovating your home

Who Can Get a Loan Against Property in Chhattisgarh

● Salaried Individuals

● Self-employed Professionals

● Companies and Firms

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria
  • Determine your reasons for availing of the loan
  • Decide the loan amount as per your requirements
  • Check your credit score
  • Keep the required documents handy
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Chhattisgarh

Poonawalla Fincorp Limited in Bilaspur

Address: Shop No. S - 07 & 08, 03rd Floor, B. R. Gwalani Chambers, Vyapar Vihar, Bilaspur, Chhattisgarh -495001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

 

Poonawalla Fincorp Limited in Bhilai

Address: 02nd Floor, Sairam Business Park, above TATA Motors showroom, G. E. Road, Krishna Nagar, Supela, Bhilai, Chhattisgarh -490023

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

 

Poonawalla Fincorp Limited in Raipur

Address: Office No. 3044 to 3048, 3rd Floor, Currency Tower, VIP Road Chowk, Near Ram Mandir, Raipur, Chhattisgarh -492001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What are the prepayment or foreclosure charges for Poonawalla Fincorp's mortgage loan?

Poonawalla Fincorp allow borrowers to foreclose or prepay a Loan Against Property. However, you must pay a nominal foreclosure/prepayment fee of 5% plus applicable taxes to foreclosure/prepay the loan.  

Can I pledge my shop as collateral for Poonawalla Fincorp’s mortgage Loan?

Yes, you can pledge your shop as collateral while applying for our mortgage loan. We accept different types of properties as collateral, such as residential, industrial and commercial properties.

Can I apply for a Loan Against Property to cover the expenses for higher studies?

Yes, you can apply for our mortgage loan to cover the costs associated with higher studies, such as tuition, purchase of books and other study materials, accommodation, etc.