Get a Loan Against Property Loan in Bathinda With Instant Disbursal
Bathinda, a city in Punjab, is famous for its historical sites and is home to several industries like chemicals, cotton, food grains, etc. Pledge your residential or commercial property in this city to fulfil your financial needs with a Loan Against Property. Avail of a loan of up to ₹25 Crore to finance your education, expand your business, cover travel costs, etc.
As one of the most trusted financial brands in the country, we at Poonawalla Fincorp offer a property mortgage loan with attractive interest rates, simple eligibility criteria and quick approval. Apply now!
EMI Calculator for a Loan Against Property in Bathinda
Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Fair Loan-to-Value (LTV)
Ratio
NoEnd-usage
Restrictions
No HiddenCharges
Quick Approval
InstantDisbursal
Attractive Interest Rates
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
While the eligibility criteria of Poonawalla Fincorp’s mortgage loan differ based on whether you are salaried, self-employed or an established firm/company, some of the main details are as follows:
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Age limit:
• For salaried employees: 21-60 years
• For self-employed individuals: 18-75 years
• For a proprietor, partner or director of a firm/company: 18-75 years
- Nationality: Indian
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Experience/Vintage:
• For salaried: At least 3 years of total work experience with a minimum of 6 months in current employment
• For self-employed: Should be in the same profession/business for the last 5 years
• For a firm or company: At least 3 years in the same business
Click to know more about the eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of this loan:
- KYC Documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
Poonawalla Fincorp offers a property mortgage loan at competitive interest rates and nominal charges:
Upto 5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
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● Paying for medical emergencies
● Financing your higher education
● Refurbishing your home
● Covering your travel costs
● Consolidating high-interest debts
● Expanding your business
● Salaried Individuals
● Self-employed Professionals
● Companies/Firms
Poonawalla Fincorp Limited
Address: 1st Floor, Grover Complex, Shri Hanuman Chowk, GT Road, Bathinda, Punjab-151001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
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Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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Frequently Asked Questions
Yes, you can apply for our mortgage loan by pledging your jointly-owned property. However, note that both co-owners must be co-applicants of the loan.
Yes, you can use the funds obtained from our mortgage loan to meet your personal or business expenses. Get a Loan Against Property to finance several expenses such as education, wedding business expansion, medical expenses, travel, home renovation, etc.
Yes we levy nominal prepayment or part payment charges which is 5% on principle partly paid amount plus applicable taxes.