Get a Quick Loan Against Property in Karnataka
Karnataka is known for its cultural heritage, historical monuments, beautiful landscape and local cuisine. It is among India’s most economically prosperous states and has emerged as a technology and manufacturing hub in the country.
Leverage your property in this state to meet your fund requirements with a Loan Against Property. Get a loan of up to ₹25 crore with minimal paperwork, attractive interest rate, simple eligibility criteria and quick disbursal. Apply now!
Loan Against Property EMI Calculator
Use our EMI Calculator to plan your monthly repayments. Enter the loan amount, interest rate and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Fair Loan-to-Value (LTV) Ratio
No End-usage Restrictions
Competitive Interest Rate
Minimal Documentation
FlexibleRepayment Tenure
No HiddenCharges
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria for mortgage loan depend on whether you are salaried, self-employed or an established firm/company, some of the main conditions are:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about our eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for our mortgage loan:
- KYC documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
We offer a property mortgage loan at attractive interest rate and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Expand and diversify your business
- Consolidate high-interest debt
- Pay for higher studies
- Cover emergency medical costs
- Upgrade existing business equipment
- Refurbish your home
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Salaried individuals
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Self-employed professionals
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Companies/Firms
- Check the eligibility criteria
- Maintain a credit score of 750 and above
- Borrow only what you need
- Maintain a low debt-to-income ratio
- Keep the required documents handy
- Avoid multiple loan applications
Poonawalla Fincorp Branch Address in Bengaluru
Address: 2nd Floor, HM Tower, J. C. Road, Minerva Circle, Bengaluru, Karnataka - 560002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Branch Address in Hubli
Address: 2nd Floor,Kulburgi-Mahalakshmi Mansion, New Cotton Market, Hubli-580029
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Branch Address in Mysore
Address: 2nd Floor, House No.53, 53/1, 53/2, 53/3, 53/4, 53/5, 5th Main, 5th Cross, Saraswathipuram, Chamaraja Mohalla, Mysore, Karnataka - 570009
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Branch Address in Bangalore
Address: Ground Floor, Phoenix Citadel, Castle Street, Richmond Town, Bangalore, Karnataka-560025
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Branch Address in Mangalore
Address: Shop No. 9, Yenepoya Shopping Gallary, Near Karnataka Bank, Kodiyal Bail, Mangalore, Karnataka-575003
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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loan against property25 Sep 2025| 5 min
Frequently Asked Questions
Follow these tips to improve your chances of availing of a mortgage loan at lower interest rate:
- Lower your debt-to-income ratio
- Apply for a lower loan amount
- Opt for a longer repayment tenure
- Pledge a high-value residential, commercial or industrial property as collateral
The interest rate for our mortgage loan starts at 9.5%* p.a. The final interest rate depends on several factors, such as your credit score, income, repayment capacity, etc.
Yes, you can apply for our mortgage loan by pledging an office building as collateral. We accept different types of properties as collateral, including residential, industrial and commercial.