Apply for a Loan Against Property in Himachal Pradesh Instantly
Himachal Pradesh is known for its beautiful landscape, rich biodiversity, pilgrimage sites, vibrant culture and adventure sports. Unlock the value of your property in the state to meet your fund requirements with a Loan Against Property. Get a loan of up to ₹25 Crore to cover your education costs, pay for medical emergencies, arrange working capital for your business, etc.
Choose a trustworthy financial lender like Poonawalla Fincorp to avail of a Loan Against Property with competitive interest rates, minimal paperwork and instant disbursal. Apply now!
Loan Against Property EMI Calculator
Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Fair Loan-to-Value (LTV) Ratio
No HiddenCharges
No End-usage Restrictions
FlexibleRepayment Tenure
Quick Approval
Attractive Interest Rate
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:
- Age
- Occupation
- Experience/Vintage
- Nationality
Click to know more about our eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for our mortgage loan:
- KYC documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
Poonawalla Fincorp offers a mortgage loan at competitive interest rates and nominal charges:
Upto 5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
-
Consolidate high-interest debt
-
Pay for medical emergencies
-
Cover higher education costs
-
Expand and diversify your business
-
Upgrade existing business equipment
-
Refurbish your home
-
Salaried Individuals
-
Self-employed Professionals
-
Companies/Firms
-
Check the eligibility criteria
-
Determine your reasons for availing of the loan
-
Maintain a credit score of 750 and above
-
Borrow only what you need
-
Keep the required documents handy
-
Avoid multiple loan applications
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
Discover More with
Other Loan Options to Suit Your Needs
Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
-
loan against property28 Jan 2026| 3 min -
loan against property24 Jan 2026| 5 min
Frequently Asked Questions
The maximum loan tenure for our mortgage loan in Himachal Pradesh is 15 years.
Yes! The minimum loan amount for our mortgage loan is ₹51 Lakh. You can opt for a loan amount of up to ₹25 Crore, depending on your credit score, monthly income, repayment capacity, etc.
Yes, you can apply for our mortgage loan to cover the costs associated with your business, such as arranging working capital, upgrading existing equipment, etc.