Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Loan Against Property EMI Calculator

Calculate your monthly instalments with our easy-to-use EMI calculator. Enter your loan amount, interest rate, and tenure to get results instantly. Calculate now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

Quick
Disbursal
High Loan Amount
Minimal
Documentation
No Hidden
Charges
Flexible
Loan Tenure
Competitive
Interest Rate

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

The eligibility criteria for a Loan Against Property may differ depending on whether you are a salaried individual, self-employed or a firm/company and aspects like:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail.

Provide a few essential documents based on whether you are salaried, self-employed or an established firm/company:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about documentation in detail.

Enjoy competitive interest rate and minimal charges for a property mortgage loan from Poonawalla Fincorp:

INTEREST RATE
Strating from
9.5
%* p.a.

PROCESSING FEE
Up to
2
%

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2%
Lowest EMI per month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Fund business expansion
  • Pay for home renovation
  • Consolidate debt
  • Cover medical emergencies
  • Finance higher education
  • Improve business infrastructure

  • Salaried individuals
  • Self-employed individuals
  • Firms/ companies

  • Attain a healthy credit score
  • Apply with a co-applicant
  • Examine the eligibility criteria
  • Submit all property-related documents

Poonawalla Fincorp Limited

Address: Office No.103 & 104, 1st floor, M-square Building, Gaurav Path, Vaishali Nagar, Ajmer, Rajasthan -305001

Contact Number: 1800-266-3201 (Toll-Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

At Poonawalla Fincorp, we offer competitive interest rates starting at 9.5%* p.a. for a property mortgage loan.

Yes, you can transfer your existing Loan Against Property balance with the LAP balance transfer facility. Transfer your loan to Poonawalla Fincorp’s Loan Against Property for lower interest rate, longer tenure, higher loan amount and higher-quality service.

For address proof, simply submit either your electricity bill for your own premises, a rent agreement for rented premises or a passport with a valid address.