Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Get a Quick Loan Against Property in Odisha

Odisha, a coastal state in India, is known for its beaches, biodiversity, cultural heritage and mineral-based industries. Unlock the value of your residential or commercial property to manage your expenses with a Loan Against Property from Poonawalla Fincorp. Avail of a loan of up to ₹25 crore with instant disbursal. We at Poonawalla Fincorp offer a Loan Against Property with competitive interest rate, no hidden charges and quick approval. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
No End-usage
Restrictions
Competitive
Interest Rate
Minimal
Documentation
Flexible
Repayment Tenure
No Hidden
Charges

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property in Odisha

Meet our simple eligibility criteria to qualify:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about our eligibility criteria in detail.

Documents Required for a Loan Against Property in Odisha

Submit just a few mandatory documents:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

Interest Rate and Charges for a Loan Against Property in Odisha

We offer a mortgage loan at attractive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI Per Month
53,255* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Default Charges
24% per annum plus taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of Loan Against Property in Odisha

  • Covering medical emergencies 
  • Financing higher education 
  • Paying for travel costs 
  • Renovating your home 
  • Expanding your business 

Who Can Get a Loan Against Property in Odisha

  • Salaried individuals  
  • Self-employed professionals 
  • Companies/Firms 

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria 
  • Determine your reasons for availing of the loan 
  • Decide the loan amount as per your requirements 
  • Check your credit score   
  • Arrange the necessary documents 
  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Odisha

Poonawalla Fincorp Branch Address in Bhubaneswar

Address: Office No. 108, 108(a), 109 & 110, 1st Floor, Odyssa Business Centre, Rasulgarh Square, Bhubaneswar, Odisha -751010

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Can I use a Loan Against Property in Odisha to travel overseas?

Yes, you can avail of our mortgage loan to finance your travelling expenses within or outside India. Ensure that you fulfil the simple eligibility criteria and provide the documents to increase your chances of getting loan approval. 

What types of properties can I pledge to avail of a Loan Against Property?

You can apply for our mortgage loan by pledging industrial, residential or commercial properties. 

What is the minimum age limit for availing of a Loan Against Property in Odisha?

The minimum age limit for availing of our mortgage loan is 18 years (for self-employed individuals and business owners) and 21 years (for salaried individuals).