Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Get a Loan Against Property in Vadodara Instantly

Vadodara, a cultural hub in Gujarat, is known for its architecture, large-scale industries and classical music. Pledge your residential or commercial property to renovate your home, grow your business, fund your higher studies, etc., with a Loan Against Property from Poonawalla Fincorp. Avail of a loan of up to ₹25 Crore with minimal paperwork. Enjoy competitive interest rates, minimal charges, swift approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

High Loan-to-Value (LTV) Ratio Fair Loan-to-Value (LTV) Ratio
No Hidden Charges No Hidden
Charges
No End-usage Restrictions No End-usage Restrictions
Flexible EMIs Flexible EMIs
Minimal Documentation Minimal
Documentation
Attractive Interest Rates Attractive
Interest Rates

EMI Calculator for a Loan Against Property

Use our EMI calculator to compute your monthly repayments. Enter your loan amount, interest rate and tenure to view your EMIs instantly. Calculate now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Vadodara

The eligibility criteria for Poonawalla Fincorp’s Loan Against Property differ depending on whether you are salaried, self-employed or a firm/company and on aspects like:

  • Age
  • Citizenship
  • Occupation
  • Experience/Vintage

Click to know more about our eligibility criteria in detail.

Documents Required for Loan Against Property in Vadodara

Submit these basic documents for availing the loan:

● KYC Documents

● Income Proof

● Bank Account Statement

● Property Papers

● Address Proof

Click to know more about the necessary documents in detail.

Interest Rate and Charges for Loan Against Property

Avail of the loan at attractive interest rates and minimal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2%, plus applicable taxes
Lowest EMI per Month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for industrial/warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Interest
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of Loan Against Property in Vadodara

  • Paying for medical emergencies
  • Financing higher education
  • Covering your travel costs
  • Refurbishing your home
  • Consolidating high-interest debts

Who Can Get Loan Against Property in Vadodara

● Salaried Employees

● Self-employed Individuals

● Companies or Firms

Tips for a Successful Loan Against Property Application

● Decide your objectives for availing of the loan

● Check the eligibility criteria

● Finalise the loan amount as per your requirements

● Check your credit score

● Arrange the necessary documents

● Avoid multiple loan applications

Poonawalla Fincorp Branch in Vadodara

Poonawalla Fincorp Limited

Address: 701, 7th Floor, Samanvay Silver, Munjmauda, Akota, Vadodara, Gujarat-390020

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What types of properties are accepted as collateral for Poonawalla Fincorp's Loan Against Property?

We accept residential and commercial property as collateral for our mortgage loan in Vadodara.

Can I use the funds availed from a Loan Against Property for any purpose?

Yes, you can use the funds obtained from a Loan Against Property to fulfil your personal or business-related needs. Access instant funds for various purposes such as business expansion, education, medical expenses, travel, home renovation, etc.

What is the processing fee for availing of Poonawalla Fincorp’s Loan Against Property?

The processing fee for our mortgage loan is up to 2% of the loan amount plus applicable taxes.