Loan Amount:
Up to ₹25 Crore
Interest Rate:
Starting at 9.5%* p.a.
Loan Tenure:
3-15 Years

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

Fair
Loan-to-Value (LTV) Ratio
Competitive
Interest Rate
Online
Application
Minimal
Documentation
Flexible
Repayment Tenure
No Hidden
Charges

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

 Click to know more about the eligibility criteria in detail.

Submit the required documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of this loan:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about documentation in detail.

Get a Loan Against Property at competitive interest rates and nominal charges:

INTEREST RATE
Strating from
9.5
%* p.a.

Note: The rate of interest is prone to fluctuation basis our internal credit and risk policy and as per an algorithmic multivariate score card

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2%, plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Paying for medical emergencies
  • Consolidating high-interest debts
  • Financing higher education
  • Covering travel costs
  • Financing your business expansion
  • Managing working capital requirements
  • Salaried individuals
  • Self-employed professionals
  • Companies/Firms
  • Check the eligibility criteria
  • Finalise the loan amount as per your requirements
  • Check your credit score
  • Check your credit report frequently for inaccuracies
  • Arrange the necessary documents
  • Avoid multiple loan applications

Poonawalla Fincorp Limited

Address: 4th floor, Sri Chamundeswari Plaza, House no.24/2/418, Saraswathi Nagar, Dargamitta, Nellore, Andhra Pradesh-524003

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

A salaried individual must have a minimum work experience of 3 years, with at least 6 months with the current employer, to apply for Poonawalla Fincorp's mortgage loan.

A firm or company should submit the following documents to avail of our mortgage loan:

GST registration certificate (if applicable) and other applicable registrations

KYC of partner/proprietor/director: PAN Card, Aadhaar Card, Driving License, Passport or Voter ID Card

The processing fee for our mortgage loan is up to 2% of the loan amount, plus additional taxes.