Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
36-180 Months

Apply for a Loan Against Property in Gujarat Instantly

Gujarat is known for its temples, handicrafts, wildlife sanctuaries, festivals, dance forms and cuisine. Unlock the value of your property in this state to meet your fund requirements with a Loan Against Property. Get a loan of up to ₹25 Crore to cover your education costs, pay for medical emergencies, arrange working capital for your business, etc.
Choose a trustworthy financial lender like Poonawalla Fincorp to avail of a Loan Against Property with competitive interest rates, minimal paperwork and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
No Hidden
Charges
No End-usage
Restrictions
Flexible
Repayment Tenure
Quick
Approval
Attractive
Interest Rate

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property in Gujrat

Although the eligibility criteria for Poonawalla Fincorp’s mortgage loan depend on whether you are salaried, self-employed or an established firm/company, some of the main conditions are as follows:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about our eligibility criteria in detail.

Documents Required for a Loan Against Property

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for our mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

Interest Rate and Charges for a Loan Against Property in Gujrat

Poonawalla Fincorp offers a Loan Against Property at competitive interest rate and nominal charges:

Interest Rate and Charges for a Loan Against Property in Gujrat

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property

  • Consolidate high-interest debt 

  • Pay for medical emergencies 

  • Cover higher education costs 

  • Expand and diversify your business 

  • Upgrade existing business equipment 

  • Refurbish your home 

Who Can Get a Loan Against Property

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria 

  • Determine your reasons for availing of the loan 

  • Maintain a credit score of 750 and above 

  • Borrow only what you need 

  • Keep the required documents handy 

  • Avoid multiple loan applications 

Poonawalla Fincorp Branches in Gujrat

Ahmedabad

Poonawalla Fincorp Limited
Address: Office No.304,305 & 306, 3rd Floor, Majestic Plaza, Law Garden, Ellisbridge,Ahmedabad,Gujarat-380006.

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Bhavnagar

Poonawalla Fincorp Limited
Address: 303, 3rd Floor,Corporate Center, Opp: Dakshinamurti School, Vaghawadi Road, Bhavnagar, Gujarat-364002

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Jamnagar

Poonawalla Fincorp Limited
Address: Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Rajkot

Poonawalla Fincorp Limited
Address: Office No.306, 3rd Floor, Twin Star, South Block, Near Silver Height, Nana Mawa Chowk, 150 Ring Road, Rajkot, Gujarat-360005

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Surat

Poonawalla Fincorp Limited
Address: Office No. 207 and 208, 2nd Floor, RIO EMPIRE, Near Pal RTO, Adjan,Surat, Gujarat-394510

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Vadodara

Poonawalla Fincorp Limited
Address: 701,7th Floor, Samanvay silver,Munjmauda, akota,Vadodara, Gujarat-390020

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Vapi

Poonawalla Fincorp Limited
Address: A-820, 8th Floor, Building-A, Sonorous Circuit House, Mahatma Gandhi Circle, Vapi, Gujarat-396191

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Should a self-employed individual submit bank account statements to apply for a Loan Against Property?

Yes, a self-employed individual should submit bank account statements of the last 12 months to apply for Poonawalla Fincorp’s Loan Against Property. 

What address proof documents should a salaried individual submit to apply for a Loan Against Property?

A salaried individual should submit the following documents to apply for a mortgage loan from Poonawalla Fincorp: 

  • Electricity bill for the owned premises 

  • Rent agreement for rented premises  

  • Passport 

Can I apply for a Loan Against Property from Poonawalla Fincorp to cover my business-related expenses?

Yes, you can apply for our mortgage loan to cover the costs associated with your business, such as arranging working capital, upgrading existing equipment, etc.