Apply for a Loan Against Property in Gujarat Instantly
Gujarat is known for its temples, handicrafts, wildlife sanctuaries, festivals, dance forms and cuisine. Unlock the value of your property in this state to meet your fund requirements with a Loan Against Property. Get a loan of up to ₹25 Crore to cover your education costs, pay for medical emergencies, arrange working capital for your business, etc.
Choose a trustworthy financial lender like Poonawalla Fincorp to avail of a Loan Against Property with competitive interest rates, minimal paperwork and instant disbursal. Apply now!
Loan Against Property EMI Calculator
Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Fair Loan-to-Value (LTV) Ratio
No HiddenCharges
No End-usage Restrictions
FlexibleRepayment Tenure
Quick Approval
Attractive Interest Rate
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Although the eligibility criteria for Poonawalla Fincorp’s mortgage loan depend on whether you are salaried, self-employed or an established firm/company, some of the main conditions are as follows:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about our eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for our mortgage loan:
- KYC documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
Poonawalla Fincorp offers a Loan Against Property at competitive interest rate and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
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Consolidate high-interest debt
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Pay for medical emergencies
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Cover higher education costs
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Expand and diversify your business
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Upgrade existing business equipment
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Refurbish your home
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Salaried Individuals
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Self-employed Professionals
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Companies/Firms
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Check the eligibility criteria
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Determine your reasons for availing of the loan
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Maintain a credit score of 750 and above
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Borrow only what you need
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Keep the required documents handy
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Avoid multiple loan applications
Ahmedabad
Poonawalla Fincorp Limited
Address: Office No.304,305 & 306, 3rd Floor, Majestic Plaza, Law Garden, Ellisbridge,Ahmedabad,Gujarat-380006.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Bhavnagar
Poonawalla Fincorp Limited
Address: 303, 3rd Floor,Corporate Center, Opp: Dakshinamurti School, Vaghawadi Road, Bhavnagar, Gujarat-364002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Jamnagar
Poonawalla Fincorp Limited
Address: Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Rajkot
Poonawalla Fincorp Limited
Address: Office No.306, 3rd Floor, Twin Star, South Block, Near Silver Height, Nana Mawa Chowk, 150 Ring Road, Rajkot, Gujarat-360005
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Surat
Poonawalla Fincorp Limited
Address: Office No. 207 and 208, 2nd Floor, RIO EMPIRE, Near Pal RTO, Adjan,Surat, Gujarat-394510
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Vadodara
Poonawalla Fincorp Limited
Address: 701,7th Floor, Samanvay silver,Munjmauda, akota,Vadodara, Gujarat-390020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Vapi
Poonawalla Fincorp Limited
Address: A-820, 8th Floor, Building-A, Sonorous Circuit House, Mahatma Gandhi Circle, Vapi, Gujarat-396191
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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loan against property25 Sep 2025| 5 min
Frequently Asked Questions
Yes, a self-employed individual should submit bank account statements of the last 12 months to apply for Poonawalla Fincorp’s Loan Against Property.
A salaried individual should submit the following documents to apply for a mortgage loan from Poonawalla Fincorp:
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Electricity bill for the owned premises
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Rent agreement for rented premises
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Passport
Yes, you can apply for our mortgage loan to cover the costs associated with your business, such as arranging working capital, upgrading existing equipment, etc.