Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5% p.a.
Loan Tenure
36-180 Months

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
No Hidden
Charges
No End-usage
Restrictions
Minimal
Paperwork
Swift
Approval
Attractive
Interest Rate

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about our eligibility criteria in detail.

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for a mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

Poonawalla Fincorp offers a mortgage loan at competitive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Paying for medical emergencies 

  • Covering higher education costs 

  • Expanding your business 

  • Consolidating existing debt 

  • Paying for travel costs 

  • Renovating your home 

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

  • Check the eligibility criteria 

  • Decide the loan amount as per your requirements 

  • Check your credit score   

  • Maintain a low debt-to-income ratio 

  • Keep the required documents handy 

  • Avoid multiple loan applications 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Poonawalla Fincorp charges a nominal prepayment charge of 5% on principle partly paid amount plus applicable taxes.

We offer swift approval on our mortgage loan, provided you meet the eligibility criteria and submit the required documents. 

Yes, you can apply for our mortgage loan to manage all your wedding expenses, including catering, decorations, accommodation, etc.