Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5% p.a.
Loan Tenure
36-180 Months

Apply for a Loan Against Property in Goa With Instant Disbursal

Goa, one of India’s most popular tourist destinations, is known for its beaches, historical architecture, culture and nightlife. Meet your personal or business expenses in this state with a Loan Against Property. Get a loan of up to ₹25 Crore by pledging your residential, commercial or industrial property with attractive interest rates.
Choose Poonawalla Fincorp, one of India’s most trustworthy financial lenders, to get a Loan Against Property with no hidden charges, minimal paperwork and quick approval. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
No Hidden
Charges
No End-usage
Restrictions
Minimal
Paperwork
Swift
Approval
Attractive
Interest Rate

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property in Goa

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about our eligibility criteria in detail.

Documents Required for a Loan Against Property in Goa

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for a mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

Interest Rate and Charges for a Loan Against Property in Goa

Poonawalla Fincorp offers a mortgage loan at competitive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per month
1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property

  • Paying for medical emergencies 

  • Covering higher education costs 

  • Expanding your business 

  • Consolidating existing debt 

  • Paying for travel costs 

  • Renovating your home 

Who Can Get a Loan Against Property

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria 

  • Decide the loan amount as per your requirements 

  • Check your credit score   

  • Maintain a low debt-to-income ratio 

  • Keep the required documents handy 

  • Avoid multiple loan applications 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the prepayment or foreclosure charges for Poonawalla Fincorp’s mortgage loan?

Poonawalla Fincorp charges a nominal prepayment charge of 5% on principle partly paid amount plus applicable taxes.

2. What is the time taken to get approval for Poonawalla Fincorp’s Loan Against Property?

We offer swift approval on our mortgage loan, provided you meet the eligibility criteria and submit the required documents. 

3. Can I apply for a Loan Against Property from Poonawalla Fincorp to finance my wedding expenses?

Yes, you can apply for our mortgage loan to manage all your wedding expenses, including catering, decorations, accommodation, etc.