Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5% p.a.
Loan Tenure
36-180 Months

Get a Loan Against Property Loan in Gurgaon With Quick Approval

Gurgaon has become a major commercial hub in Haryana. The city is home to several multinational companies in the IT, banking, finance and retail sectors. Leverage your property in this city with a Loan Against Property of up to ₹25 Crore to manage your personal or business-related expenses.

Poonawalla Fincorp, one of India’s most trusted financial lenders, offers a Loan Against Property with attractive interest rates, simple eligibility criteria and minimal documentation. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
Instant
Disbursal
No End-usage
Restrictions
No Hidden
Charges
Flexible
Repayment Tenure
100% Online
Application Process

Loan Against Property EMI Calculator

Use our EMI Calculator to plan your monthly repayments. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Gurgaon

While the eligibility criteria for Poonawalla Fincorp’s mortgage loan depend on whether you are salaried, self-employed or a firm/company, some of the main details are as follows:

  • Age 
  • Citizenship
  • Experience/Vintage
  • Occupation

 Click to know more about the eligibility criteria in detail.

Documents Required for Loan Against Property in Gurgaon

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for a mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

Interest Rate and Charges for Loan Against Property in Gurgaon

Poonawalla Fincorp offers a property mortgage loan with competitive interest rate and nominal charges:

INTEREST RATE
Starting from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property in Gurgaon

  • Paying for medical emergencies 

  • Financing your higher education  

  • Refurbishing your home 

  • Covering your travel costs 

  • Consolidating high-interest debts 

  • Expanding your business 

Who Can Get a Loan Against Property in Gurgaon

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

Tips for Successful Loan Against Property Application

  • Build a good credit score
  • Pay off your existing debts
  • Check the lender’s eligibility criteria
  • Submit all property-related documents

Poonawalla Fincorp Branch Address in Gurgaon

Poonawalla Fincorp Limited 

Address: Unit No. 402, 4th Floor, Sewa Corporate Suites, -M.G. Road, Gurgaon, Haryana-122002 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I use Poonawalla Fincorp’s mortgage loan to cover travel costs?

Yes, you can pay for your travel-related expenses using our mortgage loan. Make sure you meet our simple eligibility conditions and submit the relevant documents to improve your chances of getting loan approval. 

What income documents does a salaried employee need for Loan Against Property?

A salaried individual should submit the salary slips for the last 3 months to apply for Poonawalla Fincorp’s mortgage loan. 

Is there a prepayment fee for Poonawalla Fincorp’s Loan Against Property?

Yes, Poonawalla Fincorp charges a nominal prepayment fee of 5% on principle partly paid amount plus applicable taxes to prepay the loan.