Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Apply for a Loan Against Property in Kota

A beautiful city situated on the banks of Chambal in Rajasthan, Kota is famous for its education institutions, textile industry and gold jewellery. Invest in your dreams by pledging your commercial or residential property as collateral. Avail of a Loan Against Property in Kota from Poonawalla Fincorp and turn your dreams into a reality.

Use the loan for funding wedding expenses, overseas travel, or higher education, with no restrictions on the end-use. Get a high loan amount of up to ₹25 Crore at affordable interest rates with hassle-free online application, minimal paperwork, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan-to-Value (LTV) Fair Loan-to-Value (LTV)
Attractive Interest Rates Attractive
Interest Rate
Online
Application
Flexible
EMIs
Swift Disbursal Swift Disbursal
Minimal Documentation Minimal
Documentation

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure. Calculate now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Kota

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail. 

Documents Required for Loan Against Property in Kota

Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the documents required in detail.

Interest Rate and Charges of Loan Against Property in Kota

We offer loans at competitive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI Per Month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of Loan Against Property in Kota

  • Home renovation
  • Medical emergencies
  • Higher education
  • Debt consolidation
  • Wedding

Who Can Get a Loan Against Property in Kota

  • Salaried individuals
  • Self-employed individuals
  • Companies/Firms

Poonawalla Fincorp Branch Address in Kota

Address: 1st floor, 1-C-18, Sweet Moments Building, Above Bank of Baroda, SFS, Sheela Choudhury Hospital Road, Talwandi, Kota, Rajasthan - 324005

Contact Number: 1800-266-3201 (Toll-Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

1. What is the maximum eligible age for a salaried individual?

A salaried individual must be between 21 and 60 years of age to apply for a property mortgage loan from Poonawalla Fincorp.

2. Can a senior citizen apply for a Loan Against Property?

Yes, a senior citizen who is a self-employed individual or a director/partner of a firm with an age of 75 or less at maturity can apply.

3. What are the financial documents required for a Loan Against Property?

You must submit salary slips, income tax return details, and profit/loss statements to apply. Check our documentation page for details.

4. What is the maximum repayment tenure for a Loan Against Property?

The maximum repayment tenure for a Loan Against Property from Poonawalla Fincorp is 15 years, and 12 years for a Loan Against a warehouse or industrial property. Hence, you can choose a tenure at your convenience.