Loan Amount
Up to ₹25 Crore
Interest Rate:
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

Fair
Loan-to-Value (LTV)
Ratio
No End-use Restrictions
No Hidden
Charges
Minimal
Paperwork
Quick
Approval
Competitive
Interest Rate

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:

  • Age limit:
    • For salaried employees: 21-60 years
    • For self-employed individuals: 18-75 years
    • For a proprietor, partner or director of a firm/company: 18-75 years
  • Nationality: Indian
  • Experience/Vintage:
    • For salaried: At least 3 years of total work experience with a minimum of 6 months in current employment
    • For self-employed: Should be in the same profession/business for the last 3 years
    • For a firm or company: At least 3 years in the same business

 Click to know more about the eligibility criteria in detail.

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of this loan:

  • KYC Documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

We offer a mortgage loan at attractive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2%
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

● Covering medical emergencies

● Financing higher education

● Paying for travel costs

● Renovating your home

● Expanding your business

● Salaried Individuals

● Self-employed Professionals

● Companies/Firms

  • Build a good credit score
  • Pay off your existing debts
  • Check the lender’s eligibility criteria
  • Submit all property-related documents

Address: 2nd Floor, B Block, SCO-24, District. Shopping Complex, Ranjit Avenue, Amritsar, Punjab-143001

Contact Number: 1800-266-3201 (Toll-Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

We offer a mortgage loan in Amritsar for a loan amount starting from ₹51 Lakh, with the maximum loan amount going up to ₹25 Crore.

Poonawalla Fincorp believes in transparency. We offer our Loan Against Property without any hidden charges.

You can improve your eligibility for our property mortgage loan by following the below steps:

Build and maintain a credit score of 750 and above

Pledge a high-value collateral as security for the loan

Have a steady source of income, etc.