Get a Loan Against Property in Amritsar With Minimal Paperwork
Amritsar, the city of the Golden Temple, is famous for its historical significance, architecture and cultural heritage. It is also home to several industries, including textiles, handicrafts and tourism. Meet all your personal or business expenses in this city by pledging your property with a Loan Against Property. Get a loan of up to ₹25 Crore with no hidden charges.
We at Poonawalla Fincorp offer a Loan Against Property with attractive interest rates, no end-usage restrictions and quick approval. Apply now!
Loan Against Property EMI Calculator
Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
FairLoan-to-Value (LTV)
Ratio
No End-use Restrictions
No HiddenCharges
MinimalPaperwork
Quick Approval
CompetitiveInterest Rate
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:
- Age limit:
- For salaried employees: 21-60 years
- For self-employed individuals: 18-75 years
- For a proprietor, partner or director of a firm/company: 18-75 years
- Nationality: Indian
- Experience/Vintage:
- For salaried: At least 3 years of total work experience with a minimum of 6 months in current employment
- For self-employed: Should be in the same profession/business for the last 3 years
- For a firm or company: At least 3 years in the same business
Click to know more about the eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of this loan:
- KYC Documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
We offer a mortgage loan at attractive interest rate and nominal charges:
Upto 5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
● Covering medical emergencies
● Financing higher education
● Paying for travel costs
● Renovating your home
● Expanding your business
● Salaried Individuals
● Self-employed Professionals
● Companies/Firms
- Build a good credit score
- Pay off your existing debts
- Check the lender’s eligibility criteria
- Submit all property-related documents
Address: 2nd Floor, B Block, SCO-24, District. Shopping Complex, Ranjit Avenue, Amritsar, Punjab-143001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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Frequently Asked Questions
We offer a mortgage loan in Amritsar for a loan amount starting from ₹51 Lakh, with the maximum loan amount going up to ₹25 Crore.
Poonawalla Fincorp believes in transparency. We offer our Loan Against Property without any hidden charges.
You can improve your eligibility for our property mortgage loan by following the below steps:
•Build and maintain a credit score of 750 and above
•Pledge a high-value collateral as security for the loan
•Have a steady source of income, etc.