Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Avail of a Loan Against Property Loan in Haridwar Instantly

Haridwar, known as the ‘Gateway to Gods’, is celebrated for its sacred ghats and scenic landscape. Unlock your property’s value in this city to manage your personal or business-related expenses with a Loan Against Property. Get a loan of up to ₹25 Crore with flexible EMIs and zero hidden charges.

At Poonawalla Fincorp, one of India’s most trusted financial lenders, we offer a Loan Against Property with attractive interest rates, no-end use restrictions, and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
Zero Hidden
Charges
No End-usage
Restrictions
Swift
Approval
Minimal
Documentation
100% Online
Loan Application

Loan Against Property EMI Calculator

Use our EMI calculator to plan your monthly repayments. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property in Haridwar

While our eligibility criteria depend on whether you are salaried, self-employed or a firm/company, here are some of the main details:

  • Age 
  • Citizenship
  • Experience/Vintage
  • Occupation

 Click to know more about the eligibility criteria in detail.

Documents Required for Loan Against Property in Haridwar

Submit the necessary documents, depending on whether you are salaried, self-employed or a firm/company, to apply for our property mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

Interest Rate and Charges for Loan Against Property in Haridwar

We offer a mortgage loan at competitive interest rate and nominal charges:

INTEREST RATE
Starting from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property in Haridwar

  • Covering medical emergency costs 

  • Financing higher education 

  • Renovating home or business infrastructure 

  • Consolidating high-interest debts 

  • Paying for your travel expenses 

  • Expanding your business 

Who Can Get a Loan Against Property in Haridwar

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria  

  • Decide the loan amount based on your requirements 

  • Check your credit score   

  • Maintain a lower debt-to-income ratio 

  • Arrange the required documents 

  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Haridwar

Poonawalla Fincorp Limited 

Address: 4th Floor, 656 & 657 M, Ashirwad Tower, Model Colony, Near Premnagar Ashram, Haridwar, Uttarakhand - 249407 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the main factors determining the loan amount for mortgage loan?

The loan amount for Poonawalla Fincorp's mortgage loan depends on factors such as your credit score, income, repayment capacity, creditworthiness, etc. 

2. Can I get a mortgage loan from Poonawalla Fincorp for a jointly-owned property?

Yes, you can apply for our mortgage loan if you own a jointly-owned property. However, all the owners must become co-applicants for the loan. 

3. How is the interest rate determined for a Loan Against Property?

The interest rate for a mortgage loan depends on several factors, including the loan amount, market value of the property pledged as collateral, loan tenure and credit profile of the loan applicant.