Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Loan Against Property EMI Calculator

Use our EMI calculator to plan your monthly repayments. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
Zero Hidden
Charges
No End-usage
Restrictions
Swift
Approval
Minimal
Documentation
100% Online
Loan Application

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

While our eligibility criteria depend on whether you are salaried, self-employed or a firm/company, here are some of the main details:

  • Age 
  • Citizenship
  • Experience/Vintage
  • Occupation

 Click to know more about the eligibility criteria in detail.

Submit the necessary documents, depending on whether you are salaried, self-employed or a firm/company, to apply for our property mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

We offer a mortgage loan at competitive interest rate and nominal charges:

INTEREST RATE
Starting from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Covering medical emergency costs 

  • Financing higher education 

  • Renovating home or business infrastructure 

  • Consolidating high-interest debts 

  • Paying for your travel expenses 

  • Expanding your business 

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

  • Check the eligibility criteria  

  • Decide the loan amount based on your requirements 

  • Check your credit score   

  • Maintain a lower debt-to-income ratio 

  • Arrange the required documents 

  • Avoid multiple loan applications 

Poonawalla Fincorp Limited 

Address: 4th Floor, 656 & 657 M, Ashirwad Tower, Model Colony, Near Premnagar Ashram, Haridwar, Uttarakhand - 249407 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

The loan amount for Poonawalla Fincorp's mortgage loan depends on factors such as your credit score, income, repayment capacity, creditworthiness, etc. 

Yes, you can apply for our mortgage loan if you own a jointly-owned property. However, all the owners must become co-applicants for the loan. 

The interest rate for a mortgage loan depends on several factors, including the loan amount, market value of the property pledged as collateral, loan tenure and credit profile of the loan applicant.