Get a Loan Against Property Loan in Bihar With Flexible EMIs
Bihar is known for its glorious history, ancient universities, festivals and local cuisine. Leverage your property in this state to meet your expenses with a Loan Against Property. Get a loan of up to ₹25 Crore with no end-use restrictions and simple eligibility criteria.
Poonawalla Fincorp offers a Loan Against Property with attractive interest rates, minimal paperwork and quick disbursal. Apply now!
Why Choose Poonawalla Fincorp
Loan Against Property EMI Calculator
Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Loan Against Property in Bihar
Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about the eligibility criteria in detail.
Documents Required for a Loan Against Property in Bihar
Submit the necessary documents, depending on whether you are salaried, self-employed or a firm/company, to apply for our mortgage loan:
● KYC Documents
● Income Proof
● Property Papers
● Bank Account Statement
● Address Proof
Click to know more about the documentation in detail.
Interest Rate and Charges for Loan Against Property in Bihar
We offer a mortgage loan at attractive interest rate and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Loan Against Property in Bihar
- Paying for medical emergencies
- Financing higher education
- Covering travel costs
- Renovating home
- Consolidating high-interest debts
- Expanding your business
Who Can Get a Loan Against Property in Bihar
● Salaried Individuals
● Self-employed Professionals
● Companies and Firms
Tips for Successful Loan Against Property Application
- Build a good credit score
- Pay off your existing debts
- Check the lender’s eligibility criteria
- Submit all property-related documents
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
A credit score of 750 and above improves your chances of getting approval for Poonawalla Fincorp's mortgage loan at lower interest rates and favourable terms.
You can apply for a mortgage loan from Poonawalla Fincorp to consolidate your high-interest debts. Ensure that you meet the eligibility criteria and submit the necessary documents to improve your chances of getting loan approval.
The maximum age limit for availing of our mortgage loan is 60 years (for salaried individuals) and 75 years (for self-employed individuals and business owners).
*T&C Apply