Secure funds in Aligarh with a Loan Against Property!
Unlock your property’s value with a Loan Against Property from Poonawalla Fincorp at competitive interest rates, flexible repayment tenures and zero hidden charges.
Pledge your property to finance expenses related to education, home renovation, business expansion, emergency medical expenses and much more. Apply Now!
Loan Against Property EMI Calculator
Use the online Loan Against Property EMI calculator to know your EMIs. Enter the loan amount, interest rate and tenure to know your EMI. Try now!
Why Choose Poonawalla Fincorp
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Fulfil our basic eligibility criteria to avail of the secured loan:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about eligibility criteria in detail
Submit minimal documents to fast-track your LAP application:
- KYC documents
- Income Proof
- Bank Account Statement
- Property Papers
- Address Proof
Click to know more about the documentation in detail
Get a mortgage loan in Aligarh at affordable interest rate and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Expanding business
- Funding overseas education
- Debt consolidation at lower interest rates
- Renovating home or business infrastructure
- Unexpected medical emergencies
- Salaried Individuals
- Self-employed Professionals
- Firms or Companies
- Assess your financial objectives for availing of the loan
- Check the eligibility criteria before applying
- Select the appropriate loan amount
- Track your credit score
- Keep the documents ready in advance
Poonawalla Fincorp Limited
Address: 1st Floor, HM Complex, Plot No- J-77, Nagar Nigam no. 3/272-A, Janakpuri Ramghat Road, Aligarh, Uttar Pradesh-202001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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Frequently Asked Questions
If you default on Poonawalla Fincorp's mortgage loan repayments, you will be charged default interest charges of 2% per month and ₹500/- Per Bounce . A default on loan also impacts your credit score
At Poonawalla Fincorp, the interest rate for LAP starts from 9.5%* p.a.
The minimum age limit for a property mortgage loan from Poonawalla Fincorp is 18 years (for self-employed individuals and business owners) and 21 years (for salaried individuals).
While not always mandatory, having a co-applicant can increase your loan eligibility and may be required in certain cases, such as joint property ownership.