Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Secure funds in Aligarh with a Loan Against Property!

Unlock your property’s value with a Loan Against Property from Poonawalla Fincorp at competitive interest rates, flexible repayment tenures and zero hidden charges.

Pledge your property to finance expenses related to education, home renovation, business expansion, emergency medical expenses and much more. Apply Now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Online
Application
Minimal
Documentation
Zero Hidden
Charges
Flexible
Repayment Tenure
Attractive
Interest Rate

Loan Against Property EMI Calculator

Use the online Loan Against Property EMI calculator to know your EMIs. Enter the loan amount, interest rate and tenure to know your EMI. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Aligarh

Fulfil our basic eligibility criteria to avail of the secured loan:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail

Documents Required for a Loan Against Property in Aligarh

Submit minimal documents to fast-track your LAP application:

  • KYC documents
  • Income Proof
  • Bank Account Statement
  • Property Papers
  • Address Proof

Click to know more about the documentation in detail

Interest Rate and Charges for Loan Against Property

Get a mortgage loan in Aligarh at affordable interest rate and nominal charges:

INTEREST RATE
Starting from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest and Charges for Loan Against Property in Aligarh

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property in Aligarh

  • Expanding business
  • Funding overseas education
  • Debt consolidation at lower interest rates
  • Renovating home or business infrastructure
  • Unexpected medical emergencies

Who Can Avail of a Loan Against Property in Aligarh

  • Salaried Individuals
  • Self-employed Professionals
  • Firms or Companies

Tips for a Successful Loan Against Property Application

  • Assess your financial objectives for availing of the loan
  • Check the eligibility criteria before applying
  • Select the appropriate loan amount
  • Track your credit score
  • Keep the documents ready in advance

Poonawalla Fincorp Branch Address in Aligarh

Poonawalla Fincorp Limited

Address: 1st Floor, HM Complex, Plot No- J-77, Nagar Nigam no. 3/272-A, Janakpuri Ramghat Road, Aligarh, Uttar Pradesh-202001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What happens if I default on my mortgage loan payments?

If you default on Poonawalla Fincorp's mortgage loan repayments, you will be charged default interest charges of 2% per month and ₹500/- Per Bounce . A default on loan also impacts your credit score

What is the interest rate for a Loan Against Property in Aligarh?

At Poonawalla Fincorp, the interest rate for LAP starts from 9.5%* p.a.

What is the minimum age limit for availing of LAP in Aligarh?

The minimum age limit for a property mortgage loan from Poonawalla Fincorp is 18 years (for self-employed individuals and business owners) and 21 years (for salaried individuals).

Is it mandatory to have a co-applicant for an LAP in Aligarh?

While not always mandatory, having a co-applicant can increase your loan eligibility and may be required in certain cases, such as joint property ownership.