Get a Loan Against Property in Ludhiana Instantly
Pledge your residential or commercial property as collateral to manage your financial expenses with a Loan Against Property in Ludhiana. Apply for a loan of up to ₹25 Crore with attractive interest rates, minimal charges, simple eligibility criteria and faster approval to cover your personal or business-related expenses. Apply now!
Loan Against Property EMI Calculator
Make use of our EMI calculator to know your monthly payments. Enter the loan amount, interest rate and tenure to calculate your EMI instantly. Try now!
Why Choose Poonawalla Fincorp
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
The eligibility criteria for availing of Poonawalla Fincorp’s Loan Against Property differ based on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Occupation
- Experience/Vintage
Click to know more about our simple eligibility criteria.
Upload a few documents to apply for the loan:
- KYC Documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documents required in detail
We offer a mortgage loan with competitive interest rates and minimal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Paying for medical emergencies
- Financing higher education
- Covering travel costs
- Renovating home
- Consolidating high-interest debts
- Expanding business
- Salaried Individuals
- Self-employed Individuals
- Firms or Companies
- Decide your objectives for availing of the loan
- Check the eligibility criteria
- Finalise the loan amount as per your requirements
- Check your credit score
- Arrange the necessary documents
- Avoid multiple loan applications
Address: 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Above DCB Bank Ludhiana, Punjab-141001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
Discover More with
Other Loan Options to Suit Your Needs
Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub
Frequently Asked Questions
Yes, you can opt for our mortgage loan for a loan amount of ₹2 Crore by pledging your residential or commercial property. Check your property’s valuation, meet eligibility criteria and submit the necessary documents for loan approval.
Having a credit score of at least 750 improves your chances of getting a mortgage loan with lower interest rates and favourable terms.
We charge a nominal processing fee of up to 2% of the loan amount associated with handling the loan processing.