Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Get a Loan Against Property Loan in Assam With Flexible EMIs

Situated in the Northeastern part of India, Assam is known for its picturesque terrain, tea gardens, wildlife, folk dance and music. Leverage your property in this state to meet your expenses with a Loan Against Property. Get a loan of up to ₹25 Crore with no end-use restrictions and simple eligibility criteria.

Poonawalla Fincorp offers a Loan Against Property with attractive interest rates, minimal paperwork and quick disbursal. Apply now!

Why Choose Poonawalla Fincorp

Higher Loan-to-Value (LTV) Ratio Fair Loan-to-Value (LTV) Ratio
No Hidden Charges No Hidden
Charges
Online
Application
Minimal
Documentation
Flexible Repayment Tenure Flexible Repayment Tenure
Competitive Interest Rates Competitive
Interest Rate

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Assam

Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:

  • Age 
  • Citizenship
  • Experience/Vintage 
  • Occupation

Click to know more about the eligibility criteria in detail. 

Documents Required for Loan Against Property in Assam

Submit the necessary documents, depending on whether you are salaried, self-employed or a firm/company, to apply for our mortgage loan:

  • KYC Documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about the documentation in detail.

Interest Rate and Charges for Loan Against Property in Assam

We offer a Loan Against Property at attractive interest rates and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Processing Fees
2% plus applicable taxes
Lowest EMI Per Month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property in Assam

  • Paying for medical emergencies
  • Financing higher education
  • Covering travel costs
  • Renovating home
  • Consolidating high-interest debts
  • Expanding your business

Who Can Get a Loan Against Property in Assam

  • Salaried Individuals
  • Self-employed Professionals
  • Companies and Firms

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria
  • Determine your reasons for availing of the loan
  • Decide the loan amount as per your requirements
  • Check your credit score
  • Keep the required documents handy
  • Avoid multiple loan applications

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Can I pledge my villa as collateral while applying for Poonawalla Fincorp’s Loan Against Property?

Yes, you can pledge your villa as collateral while applying for our mortgage loan. We accept different property types as collateral, including houses, flats, apartments, shops, office buildings, etc.

2. Can I apply for Poonawalla Fincorp’s Loan Against Property to cover the expenses related to home renovation?

Yes, you can apply for our mortgage loan to cover the expenses incurred for renovating your home.

3. What is the minimum age limit for availing of Poonawalla Fincorp’s Loan Against Property?

The maximum age limit for availing of our mortgage loan is 60 years (for salaried individuals) and 75 years (for self-employed individuals and business owners).

*T&C Apply