Get a Loan Against Property in Kannur
Unlock the full value of your commercial or residential property in the coastal city of Kannur with a Loan Against Property from Poonawalla Fincorp. Cover big-ticket expenses such as medical emergencies, debt consolidation, business growth opportunities, etc.
Avail of a high loan amount of up to ₹25 Crore with a fair LTV ratio at competitive interest rates, minimal paperwork, hassle-free online application, and flexible loan terms. Apply now!
EMI Calculator for Loan Against Property
Plan your monthly repayments with a user-friendly EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!
Why Choose Poonawalla Fincorp
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about eligibility criteria in detail
Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:
- Property Documents
- Identity Proof
- Address Proof
- Income Proof
- Bank Account Statement
Click to know more about documentation in detail
We offer loans at competitive interest rates and minimal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Funding overseas education
- Hosting a wedding
- Paying for medical emergencies
- Consolidating high-interest debt
- Renovating your home
- Expanding your existing business
- Salaried employees
- Self-employed professionals
- Company/Firm
Poonawalla Fincorp Limited
Address: 2nd Floor, J.R.Complex, Talap Road, Kannur, Kerala-670004
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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Frequently Asked Questions
The following factors affect your Loan Against Property eligibility:
- Credit score
- Age
- Experience/Vintage
- Citizenship
- Employment status
- Ownership of property
- Regularity in tax filings
- Insurance coverage of property
- Tenure of loan
You can apply in just 3 easy steps:
Step 1: Click on the “Apply Now” button.
Step 2: Fill in the necessary personal and financial details in the application.
Step 3: Submit all the necessary documents.
Follow the given tips to reduce your monthly payable instalments:
- Pick a longer tenure
- Get a smaller loan amount
- Negotiate for lower interest rates
- Make regular prepayments