Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

Higher Loan-to-Value (LTV) Ratio Fair Loan-to-Value (LTV) Ratio
Zero Hidden Charges Zero Hidden
Charges
No End-usage Restrictions No End-usage Restrictions
Swift Approval Swift
Approval
Minimal Documentation Minimal
Documentation
Instant Disbursal Instant Disbursal

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

While our eligibility criteria depend on whether you are salaried, self-employed or an established firm/company, here are some of the main details:

  • Age 
  • Citizenship
  • Experience/Vintage
  • Occupation

 Click to know more about the eligibility criteria in detail.

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of our property mortgage loan:

● KYC Documents

● Income Proof

● Property Papers

● Bank Account Statement

● Address Proof

Click to know more about the documentation in detail.

We offer a Loan Against Property at competitive interest rates and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Covering medical emergency costs
  • Financing higher education
  • Financing your travel expenses
  • Refurbishing your home
  • Consolidating high-interest debt
  • Expanding your business

● Salaried Individuals

● Self-employed Professionals

● Companies/Firms

● Check the eligibility criteria

● Finalise the loan amount as per your requirements

● Check your credit score

● Maintain a lower debt-to-income ratio

● Arrange the required documents

● Avoid multiple loan applications

Poonawalla Fincorp Limited

Address: Office N0. 204-B, 2nd Floor, Sumridhi Business Suites, Sanjay Place, 4/S-38A, Block No-38/4A, Agra, Uttar Pradesh-282002

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

The processing fee for our property mortgage loan is up to 2% of the loan amount, plus applicable taxes.

We offer quick approval on our property mortgage loan, provided that you fulfil the eligibility criteria and submit the relevant documentation.

A firm/company should have a business vintage of at least 3 years in the same business to apply for Poonawalla Fincorp’s mortgage loan.