Apply for a Loan Against Property in Cochin Within Minutes!
Finance both your personal and business-related expenses with a Loan Against Property in Cochin. Avail a loan of up to ₹25 Crore with minimal documentation, fair Loan-to-Value (LTV) ratio, flexible loan tenure, easy application process and faster approval. Apply now!
Loan Against Property EMI Calculator
Determine your monthly budget within seconds with our online EMI calculator. Just enter basic information such as loan amount, interest rate, and tenure.
Why Choose Poonawalla Fincorp
High Loan Amount
No HiddenCharges
Quick Approvaland Disbursal
FlexibleEMIs
Minimal Documentation
CompetitiveInterest Rate
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria for availing LAP are simple:
- Age Limit
- Nationality
- Experience/Vintage
- Business Stability
Click to know more about eligibility criteria in detail
Furnish these documents to avail of a LAP:
- KYC documents
- Income Proof
- Bank Account Statement
- Property Papers
- Address Proof
Click to know more about the documentation in detail
Poonawalla Fincorp offers property mortgage loan at competitive interest rates and nominal charges:
Upto 5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Business expansion
- Cover education expenses overseas
- Debt Consolidation
- Home or business infrastructure renovation
- Meet emergency medical emergencies
- Salaried Individuals
- Self-employed Professionals
- Firms or Companies
- Know the loan eligibility criteria before applying
- Select the appropriate loan amount
- Make sure all property documents are in order
- Check your credit scores and repayment history
- Keep the loan documents ready
Poonawalla Fincorp Limited
Address: 5th Floor, Muscat Tower, Sahodaran Ayyappan Road, Above HP World, Kadavnathara, Cochin-682020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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Frequently Asked Questions
Yes, you can apply for a Loan Against Property from Poonawalla Fincorp to fund your overseas travelling costs. You should meet the simple eligibility criteria and submit the minimal documents to secure loan approval.
Yes, you can pledge your villa as collateral while applying for a mortgage loan in Cochin. Poonawalla Fincorp accepts different property types as collateral, including houses, flats, apartments, shops, office buildings, etc.
Yes, you can foreclose your loan before tenure ends by paying a nominal foreclosure fee of 5% on the outstanding loan amount plus taxes.