Get a Loan Against Property in West Bengal With Minimal Paperwork
West Bengal, a state in the eastern region of India, is known for its vibrant culture, art and rich biodiversity. The state’s economy depends mainly on manufacturing and agro-based industries. Leverage the value of your property in this state to fulfil your personal or business expenses with a Loan Against Property. Get a loan of up to ₹25 Crore with no hidden charges and flexible EMIs.
We at Poonawalla Fincorp offer a Loan Against Property with competitive interest rates, quick approval and instant disbursal. Apply now!
Loan Against Property EMI Calculator
Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Fair Loan-to-Value (LTV)
Ratio
No HiddenCharges
No End-usageRestrictions
Minimal Paperwork
Swift Approval
Attractive Interest Rate
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about the eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of this loan:
- KYC Documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
Poonawalla Fincorp offers a mortgage loan at competitive interest rate and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
● Paying for medical emergencies
● Covering higher education costs
● Expanding your business
● Consolidating existing debt
● Paying for travel costs
● Renovating your home
● Salaried Individuals
● Self-employed Professionals
● Companies/Firms
● Check the eligibility criteria
● Determine your reasons for availing of the loan
● Decide the loan amount as per your requirements
● Check your credit score
● Keep the required documents handy
● Avoid multiple loan applications
Durgapur:
Poonawalla Fincorp Limited
Address: 2nd Floor, Kwality Hotel Complex, Bhiringi More,Dist-Panchim Bardhman, West Bengal -713213
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Kolkata:
Poonawalla Fincorp Limited
Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Siliguri:
Poonawalla Fincorp Limited
Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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loan against property25 Sep 2025| 5 min
Frequently Asked Questions
Poonawalla Fincorp permit borrowers to foreclose or prepay a Loan Against Property by paying a nominal foreclosure/prepayment fee of 5% plus applicable taxes to foreclosure/prepay the loan.
Yes, you can pledge your shop as collateral while applying for our mortgage loan. We accept different types of properties as collateral, such as residential, industrial and commercial properties.
Yes, you can apply for our mortgage loan to cover the costs associated with higher studies, such as tuition, purchase of books and other study materials, accommodation, etc.