Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Get a Loan Against Property Loan in Bikaner Instantly

Bikaner, a popular tourist destination in Rajasthan, is known for splendid forts, palaces, temples, handicrafts and local cuisine. Leverage the value of your property to manage your personal or business-related expenses with a Loan Against Property. Get a loan of up to ₹25 Crore with minimal paperwork. Choose a trusted financial lender like Poonawalla Fincorp to avail of a Loan Against Property with attractive interest rates, no hidden charges and swift approval. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
No Hidden
Charges
Instant
Approval
No End-usage
Restrictions
Minimal
Documentation
Competitive
Interest Rate

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Bikaner

Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail.

Documents Required for a Loan Against Property in Bikaner

Submit the required documents, depending on whether you are salaried, self-employed or a firm/company, to apply for the mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about the necessary documents in detail.

Interest Rate and Charges for a Loan Against Property in Bikaner

Get a mortgage loan against your property at competitive interest rate and nominal charges:

INTEREST RATE
Starting from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹5 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of Loan Against Property in Bikaner

  • Paying for medical emergencies 

  • Consolidating high-interest debts 

  • Financing higher education 

  • Covering travel costs 

  • Financing your business expansion 

  • Managing working capital requirements 

Who Can Get a Loan Against Property in Bikaner

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria 

  • Finalise the loan amount as per your requirements 

  • Check your credit score   

  • Check your credit report frequently for inaccuracies 

  • Arrange the necessary documents 

  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Bikaner

Poonawalla Fincorp Limited 

Address: 2nd Floor, Chugh Mansion, Opp. DRM Office, Bikaner, Rajasthan-334001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the processing fee for Poonawalla Fincorp's mortgage loan?

The processing fee for our Loan Against Property is up to 2% of the loan amount, plus applicable taxes. 

What is the interest rate offered by Poonawalla Fincorp for LAP?

We offer an interest rate starting from 9.5%* p.a. on our mortgage loan. The final interest rate applicable depends on your credit score, monthly income, repayment capacity, market value of the property pledged as collateral, etc. 

Can you transfer your existing mortgage loan to Poonawalla Fincorp?

Yes, we offer a balance transfer facility for Loan Against Property, wherein you can transfer your existing mortgage loan to us at lower interest rates and favourable terms.