Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Loan Against Property EMI Calculator

Know your monthly payments with our online EMI calculator. Just slide the bar to enter the interest rate, loan amount and tenure for accurate results instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

High loan icon High Loan
Amount
ho hidden charges icon Zero Hidden
Charges
No end use restrictions No End-usage
Restrictions
flexible repayment option icon Flexible
Loan Tenure
Swift approval icon Fully Digital
Application Process
minimal documentation icon Minimal
Paperwork Requirement

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

The eligibility criteria may differ depending on whether you are salaried, self-employed or a firm/company and on aspects like:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail

Submit minimal documents to avail of the loan:

  • KYC Documents
  • Income Proof
  • Bank Account Statement
  • Property Papers
  • Address Proof

Click to know more about documents required in detail

Get a property mortgage loan at affordable interest rates and nominal charges:

INTEREST RATE
Strating from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Business growth and expansion
  • Unforeseen medical emergencies
  • Home renovation and improvement
  • Higher education and tuition fees
  • Consolidation of multiple debts
  • Travelling and staying abroad

  • Salaried Individuals
  • Self-employed Professionals
  • Firms or Companies

  • Finalise your objectives for availing of the loan
  • Check the eligibility criteria
  • Decide the loan amount as per your requirements
  • Check your credit score and repayment history
  • Keep the necessary documents handy

Poonawalla Fincorp Limited
Address: Ground Floor, SCO-3, Opp C D office, Puda complex, Jalandhar, Punjab-144001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Yes, you can apply for a Loan Against Property in Jalandhar from Poonawalla Fincorp to cover the costs associated with higher studies such as tuition, purchasing books and other study materials, accommodation, travelling back and forth, etc. Avail of the loan with affordable interest rates, higher loan amounts, minimal paperwork and faster approval.

Yes, you can pledge your shop as collateral while applying for a mortgage loan with Poonawalla Fincorp. We accept different types of properties as collateral, such as residential, industrial and commercial.

Yes! You can opt for a Loan Against Property of ₹1 Crore in Jalandhar. The loan amount for availing LAP from Poonawalla Fincorp is between ₹51 Lakh to ₹25 Crore.