Get a Loan Against Property in Bhubaneswar Instantly
Bhubaneswar, the capital of Odisha, is famous for its magnificent temples, rich history, local cuisine and festivals. Unlock your residential or commercial property’s value in this city to meet your personal or business-related expenses with a Loan Against Property. Secure instant funding of up to ₹25 Crore with flexible EMIs and zero hidden charges.
We at Poonawalla Fincorp, one of India’s most trusted financial lenders, offer a Loan Against Property with competitive interest rates, no-end use restrictions and instant disbursal. Apply now!
Loan Against Property EMI Calculator
Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
FairLoan-to-Value (LTV)
Ratio
Zero HiddenCharges
No End-usage
Restrictions
Swift Approval
Minimal Documentation
InstantDisbursal
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
While our eligibility criteria depend on whether you are salaried, self-employed or an established firm/company, here are some of the main details:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about the eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of our property mortgage loan:
- KYC Documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about documentation in detail.
We offer a Loan Against Property at competitive interest rates and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
● Covering medical emergency costs
● Financing higher education
● Financing your travel expenses
● Refurbishing your home
● Consolidating high-interest debt
● Expanding your business
● Salaried Individuals
● Self-employed Professionals
● Companies/Firms
● Check the eligibility criteria
● Finalise the loan amount as per your requirements
● Check your credit score
● Maintain a lower debt-to-income ratio
● Arrange the required documents
● Avoid multiple loan applications
Poonawalla Fincorp Limited
Address: Office No. 108, 108(a), 109 & 110, 1st Floor, Odyssa Business Centre, Rasulgarh Square, Bhubaneswar, Odisha -751010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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Frequently Asked Questions
The minimum interest rate for a property mortgage loan from Poonawalla Fincorp starts from 9.5%* p.a. The interest rate applicable depends on your credit score, monthly income, repayment capacity, market value of the property pledged as collateral, etc.
The minimum age limit to apply for our mortgage loan is as follows:
· For salaried employees: 21 years
· For self-employed individuals: 18 years
· For a proprietor, partner or director of a firm/company: 18 years
A firm/company should have a business vintage of at least 3 years in the same business to apply for Poonawalla Fincorp’s mortgage loan.