Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Get a Loan Against Property Loan in Thodupuzha Instantly

Thodupuzha, a popular tourist destination in Kerala, is known for its rich cultural heritage. It is also a popular shooting location for many South Indian movies. Leverage the value of your property to manage your personal or business-related expenses with a Loan Against Property. Get a loan of up to ₹25 Crore with minimal paperwork.

Choose a trusted financial lender like Poonawalla Fincorp to avail of a Loan Against Property with attractive interest rates, no hidden charges and swift approval. Apply now!

Why Choose Poonawalla Fincorp

Higher Loan-to-Value (LTV) Ratio Fair Loan-to-Value (LTV) Ratio
No Hidden Charges No Hidden
Charges
Instant Approval Instant
Approval
Flexible
EMIs
Minimal Documentation Minimal
Documentation
Competitive Interest Rates Competitive
Interest Rate

Loan Against Property EMI Calculator

Plan your monthly repayments effortlessly with our EMI calculator. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan Against Property in Thodupuzha

Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:

  • Age 
  • Citizenship
  • Experience/Vintage
  • Occupation

 Click to know more about the eligibility criteria in detail.

Documents Required for Loan Against Property in Thodupuzha

Submit the required documents, depending on whether you are salaried, self-employed or a firm/company, to apply for the mortgage loan:

● KYC Documents

● Income Proof

● Property Papers

● Bank Account Statement

● Address Proof

Click to know more about the necessary documents in detail.

Interest Rate and Charges for Loan Against Property in Thodupuzha

Get a mortgage loan against your property at competitive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI Per Month
₹1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of Loan Against Property in Thodupuzha

  • Paying for medical emergencies
  • Consolidating high-interest debts
  • Financing higher education
  • Covering travel costs
  • Financing your business expansion
  • Managing working capital requirements

Who Can Get a Loan Against Property in Thodupuzha

● Salaried Individuals

● Self-employed Professionals

● Companies/Firms

Tips for a Successful Loan Against Property Application

● Check the eligibility criteria

● Finalise the loan amount as per your requirements

● Check your credit score

● Check your credit report frequently for inaccuracies

● Arrange the necessary documents

● Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Thodupuzha

Poonawalla Fincorp Limited

Address: 1st Floor, Choice Garden, Survey No: 125/3, Vengallur-Mangattukavala Bypass Road, Thodupuzha, Iddikki, Kerala - 685585

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. When should I apply for a Loan Against Property from Poonawalla Fincorp in Thodupuzha?

You can apply for our mortgage loan by pledging your residential, commercial or industrial property when you need funds to meet your personal or business expenses.

2. Can I get a loan against commercial property from Poonawalla Fincorp?

Yes, we offer a mortgage loan against commercial property. Make sure to fulfil the eligibility conditions and submit the required documents to improve your chances of getting loan approval.

3. Can you transfer your existing mortgage loan to Poonawalla Fincorp?

Yes, we offer a balance transfer facility for Loan Against Property, wherein you can transfer your existing mortgage loan to us at lower interest rates and favourable terms.