Get a Loan Against Property in Kottayam
Turn your property into a financial opportunity with a Loan Against Property in Kottayam from Poonawalla Fincorp.
Meet your personal or business needs with a high loan amount of up to ₹25 Crore at competitive interest rates, minimal documentation, swift approval, and no hidden charges. Apply now!
Loan Against Property EMI Calculator
Plan your monthly repayment strategy with our easy-to-use EMI calculator. Just enter the loan amount, interest rate, and tenure. Try now!
Why Choose Poonawalla Fincorp
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age Limit
- Nationality
- Experience/Vintage
- Business Stability
Click to know more about eligibility criteria in detail
Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:
- Property Documents
- Income Proof
- Bank Account Statement
- Income Proof
- Address Proof
Click to know more about documentation in detail
Experience hassle-free repayments with no hidden charges and favourable interest rates:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Consolidating high-interest loans
- Dealing with a medical emergency
- Funding higher education abroad
- Expanding your business
- Covering travel expenses
- Salaried Individuals
- Self-employed Individuals
- Company/firm
Poonawalla Fincorp Limited
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam, Kerala-686004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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Frequently Asked Questions
You can apply for a Loan Against Property when you need funds to deal with an emergency, meet your personal or career goals or make high-value purchases. It allows you to fulfil any needs while availing lower interest rates compared to unsecured loans.
Yes, you need to submit bank account statements to get approval from Poonawalla Fincorp. If you are a salaried applicant, submit salary account statements for 6 months. If you are self-employed or a company director/partner, submit bank statements for 12 months.
With Poonawalla Fincorp, you can pledge residential properties, commercial properties or industrial properties to avail of a loan.